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Bank First · Personal loan · Unsecured · Variable
LiveUsed Car Loan Personal Lending Variable Unsecured
As of 18 September 2026, the Bank First Used Car Loan Personal Lending Variable Unsecured has a comparison rate of 12.16% (from 10.79% advertised), ranking 172nd of 212 unsecured loans tracked by BankMate and sitting 4.97 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for car loan with fees of $195 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
12.16%comparison rate p.a.
from 10.79% advertised · Unsecured · variable · car loan
Fees: $195 application.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Used Car Loan Personal Lending Variable Unsecured
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 10.79% p.a.
- Comparison rate
- 12.16% p.a.
- Rate type
- Variable
Fees
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $20
Loan terms
- Loan amount
- From $5,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18
About this product
Used Car Loan Personal Lending Variable Unsecured