BankMate
Home
Compare
Quiz
Top
🏦

Bank First · Personal loan · Unsecured · Variable

Live

Personal Loan Personal Lending Variable Unsecured

As of 18 September 2026, the Bank First Personal Loan Personal Lending Variable Unsecured has a comparison rate of 11.00% (from 9.64% advertised), ranking 149th of 212 unsecured loans tracked by BankMate and sitting 6.13 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for any purpose with fees of $195 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

11.00%comparison rate p.a.

from 9.64% advertised · Unsecured · variable · any purpose

Fees: $195 application.

Go to Bank First

Rate over time

Comparison rate · lenders publish the lowest rate in their range
  • Personal Loan Personal Lending Variable Unsecured
  • RBA cash rate
  • Unsecured average
5.0010.0015.00Today11.00% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate
from 9.64% p.a.
Comparison rate
11.00% p.a.
Rate type
Variable

Fees

Application fee
$195
Monthly fee
None
Annual fee
None
Early repayment fee
None
Late payment fee
$20

Loan terms

Loan amount
From $5,000
Extra repayments
Yes
Early payout
Yes
Redraw
Yes
Flexible repayment frequency
No

Eligibility

Minimum age
18

About this product

Personal Loan Personal Lending Variable Unsecured

Compare all personal loans