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Bank First · Personal loan · Unsecured · Fixed

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New Car Loan Personal Lending 1-5 Years Fixed Unsecured

As of 18 September 2026, the Bank First New Car Loan Personal Lending 1-5 Years Fixed Unsecured has a comparison rate of 7.06% (from 6.79% advertised), ranking 37th of 212 unsecured loans tracked by BankMate and sitting 10.07 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for car loan with fees of $195 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

7.06%comparison rate p.a.

from 6.79% advertised · Unsecured · fixed · car loan

Fees: $195 application.

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Rate over time

Comparison rate · lenders publish the lowest rate in their range
  • New Car Loan Personal Lending 1-5 Years Fixed Unsecured
  • RBA cash rate
  • Unsecured average
5.0010.0015.00Today7.06% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate
from 6.79% p.a.
Comparison rate
7.06% p.a.
Rate type
Fixed

Fees

Application fee
$195
Monthly fee
None
Annual fee
None
Early repayment fee
None
Late payment fee
$20

Loan terms

Loan amount
From $10,000
Loan term
1 year to 1 year
Extra repayments
Yes
Early payout
Yes
Redraw
Yes
Flexible repayment frequency
No

Eligibility

Minimum age
18

About this product

New Car Loan Personal Lending 1-5 Years Fixed Unsecured

Compare all personal loans