Every change at Newcastle Permanent

35 changes since 17 March 2026 · our own corrections of a misread figure aren’t shown

October 202618 changes

26Mon
- Term depositsTerm Deposit12-month up 0.1026 days after the RBA rise to 4.60%
  12-month, paid at maturity 5.30 5.40 +0.10
  12-month, paid monthly, quarterly or half-yearly 5.20 5.30 +0.10
  +0.10

13Tue

Home loansPremium Plus Package Fixed Rate Home Loan Interest Only10 variants up 0.14 to 0.2213 days after the RBA rise to 4.60%

All Interest Only · Owner-occupier

1yr Fixed · ≤80% LVR	8.02	→	8.24	+0.22
2yr Fixed · ≤80% LVR	7.91	→	8.11	+0.20
3yr Fixed · ≤80% LVR	7.82	→	7.99	+0.17
4yr Fixed · ≤80% LVR	7.77	→	7.93	+0.16
5yr Fixed · ≤80% LVR	7.70	→	7.84	+0.14
1yr Fixed · 80–90% LVR	8.04	→	8.26	+0.22
3yr Fixed · 80–90% LVR	7.88	→	8.05	+0.17
2yr Fixed · 80–90% LVR	7.96	→	8.15	+0.19
4yr Fixed · 80–90% LVR	7.85	→	8.00	+0.15
5yr Fixed · 80–90% LVR	7.79	→	7.93	+0.14

+0.14 to +0.22

Home loansFixed Rate Home Loan Investment Interest Only 10 variants up 0.13 to 0.2213 days after the RBA rise to 4.60%

All Interest Only · Investor

2yr Fixed · ≤80% LVR	8.12	→	8.31	+0.19
1yr Fixed · ≤80% LVR	8.29	→	8.51	+0.22
3yr Fixed · ≤80% LVR	7.96	→	8.14	+0.18
1yr Fixed · 80–90% LVR	8.30	→	8.52	+0.22
4yr Fixed · ≤80% LVR	7.86	→	8.02	+0.16
5yr Fixed · ≤80% LVR	7.75	→	7.88	+0.13
3yr Fixed · 80–90% LVR	7.99	→	8.17	+0.18
2yr Fixed · 80–90% LVR	8.14	→	8.33	+0.19
5yr Fixed · 80–90% LVR	7.79	→	7.93	+0.14
4yr Fixed · 80–90% LVR	7.90	→	8.05	+0.15

+0.13 to +0.22

Home loansPremium Plus Package Fixed Rate Home Loan Investment Interest Only10 variants up 0.13 to 0.2213 days after the RBA rise to 4.60%

All Interest Only · Investor

2yr Fixed · ≤80% LVR	8.14	→	8.33	+0.19
3yr Fixed · ≤80% LVR	8.00	→	8.17	+0.17
1yr Fixed · ≤80% LVR	8.29	→	8.51	+0.22
3yr Fixed · 80–90% LVR	8.02	→	8.19	+0.17
2yr Fixed · 80–90% LVR	8.16	→	8.35	+0.19
5yr Fixed · ≤80% LVR	7.80	→	7.93	+0.13
1yr Fixed · 80–90% LVR	8.30	→	8.52	+0.22
4yr Fixed · ≤80% LVR	7.91	→	8.06	+0.15
4yr Fixed · 80–90% LVR	7.94	→	8.09	+0.15
5yr Fixed · 80–90% LVR	7.84	→	7.98	+0.14

+0.13 to +0.22

Home loansFixed Rate Home Loan Investment Principal and Interest10 variants up 0.13 to 0.2213 days after the RBA rise to 4.60%

All P&I · Investor

3yr Fixed · ≤80% LVR	7.93	→	8.10	+0.17
1yr Fixed · ≤80% LVR	8.28	→	8.50	+0.22
2yr Fixed · ≤80% LVR	8.09	→	8.29	+0.20
2yr Fixed · 80–95% LVR	8.11	→	8.31	+0.20
5yr Fixed · ≤80% LVR	7.69	→	7.82	+0.13
1yr Fixed · 80–95% LVR	8.29	→	8.51	+0.22
4yr Fixed · ≤80% LVR	7.81	→	7.96	+0.15
3yr Fixed · 80–95% LVR	7.96	→	8.13	+0.17
4yr Fixed · 80–95% LVR	7.85	→	8.00	+0.15
5yr Fixed · 80–95% LVR	7.73	→	7.86	+0.13

+0.13 to +0.22

Home loansPremium Plus Package Fixed Rate Home Loan Investment Principal and Interest 10 variants up 0.13 to 0.2113 days after the RBA rise to 4.60%

All P&I · Investor

2yr Fixed · ≤80% LVR	8.12	→	8.31	+0.19
3yr Fixed · ≤80% LVR	7.97	→	8.14	+0.17
1yr Fixed · ≤80% LVR	8.29	→	8.50	+0.21
1yr Fixed · 80–95% LVR	8.30	→	8.51	+0.21
5yr Fixed · ≤80% LVR	7.76	→	7.89	+0.13
3yr Fixed · 80–95% LVR	8.00	→	8.17	+0.17
4yr Fixed · ≤80% LVR	7.87	→	8.02	+0.15
2yr Fixed · 80–95% LVR	8.14	→	8.33	+0.19
4yr Fixed · 80–95% LVR	7.91	→	8.06	+0.15
5yr Fixed · 80–95% LVR	7.80	→	7.93	+0.13

+0.13 to +0.21

Home loansFixed Rate Home Loan Interest Only10 variants up 0.13 to 0.2313 days after the RBA rise to 4.60%

All Interest Only · Owner-occupier

3yr Fixed · ≤80% LVR	7.79	→	7.96	+0.17
1yr Fixed · ≤80% LVR	8.01	→	8.23	+0.22
2yr Fixed · ≤80% LVR	7.89	→	8.09	+0.20
5yr Fixed · ≤80% LVR	7.65	→	7.79	+0.14
4yr Fixed · ≤80% LVR	7.73	→	7.88	+0.15
2yr Fixed · 80–90% LVR	7.93	→	8.13	+0.20
3yr Fixed · 80–90% LVR	7.84	→	8.02	+0.18
1yr Fixed · 80–90% LVR	8.03	→	8.26	+0.23
4yr Fixed · 80–90% LVR	7.80	→	7.96	+0.16
5yr Fixed · 80–90% LVR	7.74	→	7.87	+0.13

+0.13 to +0.23

Home loansFixed Rate Home Loan Principal and Interest10 variants up 0.13 to 0.2213 days after the RBA rise to 4.60%

All P&I · Owner-occupier

1yr Fixed · ≤80% LVR	7.97	→	8.19	+0.22
2yr Fixed · ≤80% LVR	7.81	→	8.00	+0.19
3yr Fixed · ≤80% LVR	7.66	→	7.83	+0.17
3yr Fixed · 80–95% LVR	7.69	→	7.86	+0.17
5yr Fixed · ≤80% LVR	7.46	→	7.59	+0.13
2yr Fixed · 80–95% LVR	7.83	→	8.02	+0.19
1yr Fixed · 80–95% LVR	7.98	→	8.20	+0.22
4yr Fixed · ≤80% LVR	7.57	→	7.72	+0.15
4yr Fixed · 80–95% LVR	7.61	→	7.76	+0.15
5yr Fixed · 80–90% LVR	7.50	→	7.64	+0.14

+0.13 to +0.22

Home loansPremium Plus Package Fixed Rate Home Loan Principal and Interest 10 variants up 0.13 to 0.2213 days after the RBA rise to 4.60%

All P&I · Owner-occupier

1yr Fixed · ≤80% LVR	7.98	→	8.20	+0.22
2yr Fixed · ≤80% LVR	7.84	→	8.03	+0.19
3yr Fixed · ≤80% LVR	7.71	→	7.88	+0.17
4yr Fixed · ≤80% LVR	7.63	→	7.78	+0.15
5yr Fixed · ≤80% LVR	7.54	→	7.67	+0.13
3yr Fixed · 80–95% LVR	7.74	→	7.91	+0.17
2yr Fixed · 80–95% LVR	7.86	→	8.05	+0.19
1yr Fixed · 80–95% LVR	7.99	→	8.21	+0.22
5yr Fixed · 80–95% LVR	7.58	→	7.71	+0.13
4yr Fixed · 80–95% LVR	7.67	→	7.82	+0.15

+0.13 to +0.22

9Fri
- Home loansReal Deal Home Loan Interest Only3 variants up 0.25 to 0.269 days after the RBA rise to 4.60%
  All Variable · Interest Only · Owner-occupier
  ≤80% LVR 6.08 6.34 +0.26
  80–90% LVR 6.93 7.19 +0.26
  ≤90% LVR 8.37 8.62 +0.25
  +0.25 to +0.26
- Home loansReal Deal Home Loan Investment Principal and Interest3 variants up 0.259 days after the RBA rise to 4.60%
  All Variable · P&I · Investor
  ≤80% LVR 6.23 6.48 +0.25
  80–95% LVR 6.88 7.13 +0.25
  ≤95% LVR 8.49 8.74 +0.25
  +0.25
- Home loansPremium Plus Package Variable Home Loan Investment Interest Only3 variants up 0.24 to 0.259 days after the RBA rise to 4.60%
  All Variable · Interest Only · Investor
  ≤80% LVR 6.76 7.00 +0.24
  80–90% LVR 7.69 7.93 +0.24
  ≤90% LVR 8.66 8.91 +0.25
  +0.24 to +0.25
- Home loansReal Deal Home Loan Investment Interest Only 3 variants up 0.25 to 0.269 days after the RBA rise to 4.60%
  All Variable · Interest Only · Investor
  ≤80% LVR 6.34 6.59 +0.25
  80–90% LVR 7.01 7.26 +0.25
  ≤90% LVR 8.69 8.95 +0.26
  +0.25 to +0.26
- Home loansPremium Plus Package Variable Home Loan Principal and Interest 3 variants up 0.24 to 0.259 days after the RBA rise to 4.60%
  All Variable · P&I · Owner-occupier
  ≤80% LVR 6.48 6.73 +0.25
  80–95% LVR 7.43 7.67 +0.24
  ≤95% LVR 8.14 8.38 +0.24
  +0.24 to +0.25
- Home loansPremium Plus Package Variable Home Loan Investment Principal and Interest3 variants up 0.24 to 0.259 days after the RBA rise to 4.60%
  All Variable · P&I · Investor
  ≤80% LVR 6.68 6.92 +0.24
  80–95% LVR 7.66 7.91 +0.25
  ≤95% LVR 8.47 8.72 +0.25
  +0.24 to +0.25
- Home loansPremium Plus Package Variable Home Loan Interest Only3 variants up 0.259 days after the RBA rise to 4.60%
  All Variable · Interest Only · Owner-occupier
  ≤80% LVR 6.67 6.92 +0.25
  80–90% LVR 7.65 7.90 +0.25
  ≤90% LVR 8.34 8.59 +0.25
  +0.25
- Home loansReal Deal Home Loan Principal and Interest3 variants up 0.259 days after the RBA rise to 4.60%
  All Variable · P&I · Owner-occupier
  ≤80% LVR 5.98 6.23 +0.25
  80–95% LVR 6.78 7.03 +0.25
  ≤95% LVR 8.15 8.40 +0.25
  +0.25
- Savings accounts2 accounts up 0.25 to 0.509 days after the RBA rise to 4.60%
  Smart Saver Account (under 25) 5.75 6.00 +0.25
  Smart Saver Account 4.50 5.00 +0.50
  +0.25 to +0.50

September 202611 changes

29Tue
- Home loansPremium Plus Package Fixed Rate Home Loan Investment Principal and Interest 4 variants up 0.01 to 0.02
  All P&I · Investor
  2yr Fixed · ≤80% LVR 8.10 8.12 +0.02
  1yr Fixed · ≤80% LVR 8.27 8.29 +0.02
  1yr Fixed · 80–95% LVR 8.29 8.30 +0.01
  2yr Fixed · 80–95% LVR 8.12 8.14 +0.02
  +0.01 to +0.02
- Home loansPremium Plus Package Fixed Rate Home Loan Investment Interest Only4 variants up 0.01 to 0.03
  All Interest Only · Investor
  2yr Fixed · ≤80% LVR 8.11 8.14 +0.03
  1yr Fixed · ≤80% LVR 8.28 8.29 +0.01
  2yr Fixed · 80–90% LVR 8.14 8.16 +0.02
  1yr Fixed · 80–90% LVR 8.29 8.30 +0.01
  +0.01 to +0.03
- Home loansFixed Rate Home Loan Principal and Interest4 variants up 0.01 to 0.02
  All P&I · Owner-occupier
  1yr Fixed · ≤80% LVR 7.96 7.97 +0.01
  2yr Fixed · ≤80% LVR 7.79 7.81 +0.02
  2yr Fixed · 80–95% LVR 7.81 7.83 +0.02
  1yr Fixed · 80–95% LVR 7.97 7.98 +0.01
  +0.01 to +0.02
- Home loansPremium Plus Package Fixed Rate Home Loan Principal and Interest 4 variants up 0.01 to 0.02
  All P&I · Owner-occupier
  1yr Fixed · ≤80% LVR 7.97 7.98 +0.01
  2yr Fixed · ≤80% LVR 7.82 7.84 +0.02
  2yr Fixed · 80–95% LVR 7.84 7.86 +0.02
  1yr Fixed · 80–95% LVR 7.98 7.99 +0.01
  +0.01 to +0.02
- Home loansPremium Plus Package Fixed Rate Home Loan Interest Only4 variants up 0.01 to 0.03
  All Interest Only · Owner-occupier
  1yr Fixed · ≤80% LVR 8.01 8.02 +0.01
  2yr Fixed · ≤80% LVR 7.89 7.91 +0.02
  1yr Fixed · 80–90% LVR 8.03 8.04 +0.01
  2yr Fixed · 80–90% LVR 7.93 7.96 +0.03
  +0.01 to +0.03
- Home loansFixed Rate Home Loan Interest Only4 variants up 0.01 to 0.02
  All Interest Only · Owner-occupier
  1yr Fixed · ≤80% LVR 8.00 8.01 +0.01
  2yr Fixed · ≤80% LVR 7.87 7.89 +0.02
  2yr Fixed · 80–90% LVR 7.91 7.93 +0.02
  1yr Fixed · 80–90% LVR 8.02 8.03 +0.01
  +0.01 to +0.02
- Home loansFixed Rate Home Loan Investment Principal and Interest4 variants up 0.01 to 0.02
  All P&I · Investor
  1yr Fixed · ≤80% LVR 8.27 8.28 +0.01
  2yr Fixed · ≤80% LVR 8.07 8.09 +0.02
  2yr Fixed · 80–95% LVR 8.09 8.11 +0.02
  1yr Fixed · 80–95% LVR 8.28 8.29 +0.01
  +0.01 to +0.02
- Home loansFixed Rate Home Loan Investment Interest Only 4 variants up 0.01 to 0.02
  All Interest Only · Investor
  2yr Fixed · ≤80% LVR 8.10 8.12 +0.02
  1yr Fixed · ≤80% LVR 8.28 8.29 +0.01
  1yr Fixed · 80–90% LVR 8.29 8.30 +0.01
  2yr Fixed · 80–90% LVR 8.12 8.14 +0.02
  +0.01 to +0.02
28Mon
- Term depositsTerm Deposit12-month, paid quarterly or half-yearly: 5.15 → 5.20
  +0.05
16Wed
- Home loansReal Deal Home Loan Principal and Interestvariable owner-occupier P&I 6.03 → 5.98
  −0.05
- Home loansReal Deal Home Loan Interest Onlyvariable owner-occupier interest-only 6.11 → 6.08
  −0.03

July 20261 change

20Mon
- Term depositsTerm Deposit12-month, paid quarterly or half-yearly: 5.25 → 5.15
  −0.10

May 20264 changes

25Mon

Term depositsTerm Deposit5 terms up 0.10 to 0.3519 days after the RBA rise to 4.35%

12-month, paid quarterly or half-yearly	5.15	→	5.25	+0.10
24-month, paid monthly, quarterly or half-yearly	3.90	→	4.15	+0.25
24-month, paid annually	3.90	→	4.25	+0.35
36-month, paid half-yearly	3.50	→	3.65	+0.15
36-month, paid annually	3.50	→	3.75	+0.25
48-month, paid annually	3.30	→	3.55	+0.25
60-month, paid half-yearly	3.30	→	3.45	+0.15
60-month, paid annually	3.30	→	3.55	+0.25

+0.10 to +0.35

15Fri
- Savings accounts2 accounts up 0.259 days after the RBA rise to 4.35%
  Smart Saver Account (under 25) 5.50 5.75 +0.25
  Smart Saver Account 4.25 4.50 +0.25
  +0.25
- Term depositsTerm Deposit4 terms moved in both directions
  24-month, paid half-yearly or annually 4.00 3.90 −0.10
  36-month, paid annually 3.40 3.50 +0.10
  48-month, paid annually 3.20 3.30 +0.10
  60-month, paid half-yearly 3.20 3.30 +0.10
  −0.10 to +0.10
4Mon
- Term depositsTerm Deposit12-month, paid quarterly or half-yearly: 5.05 → 5.15
  +0.10

March 20261 change

27Fri
- Savings accountsSmart Saver Account (under 25)5.25 → 5.50Bonus rate 5.20% → 5.45% · 9 days after the RBA rise to 4.10%
  +0.25

No changes on record for Newcastle Permanent’s credit cards, personal loans, everyday accounts.

12-month, paid at maturity	5.30	→	5.40	+0.10
12-month, paid monthly, quarterly or half-yearly	5.20	→	5.30	+0.10

≤80% LVR	6.08	→	6.34	+0.26
80–90% LVR	6.93	→	7.19	+0.26
≤90% LVR	8.37	→	8.62	+0.25

≤80% LVR	6.23	→	6.48	+0.25
80–95% LVR	6.88	→	7.13	+0.25
≤95% LVR	8.49	→	8.74	+0.25

≤80% LVR	6.76	→	7.00	+0.24
80–90% LVR	7.69	→	7.93	+0.24
≤90% LVR	8.66	→	8.91	+0.25

≤80% LVR	6.34	→	6.59	+0.25
80–90% LVR	7.01	→	7.26	+0.25
≤90% LVR	8.69	→	8.95	+0.26

≤80% LVR	6.48	→	6.73	+0.25
80–95% LVR	7.43	→	7.67	+0.24
≤95% LVR	8.14	→	8.38	+0.24

≤80% LVR	6.68	→	6.92	+0.24
80–95% LVR	7.66	→	7.91	+0.25
≤95% LVR	8.47	→	8.72	+0.25

≤80% LVR	6.67	→	6.92	+0.25
80–90% LVR	7.65	→	7.90	+0.25
≤90% LVR	8.34	→	8.59	+0.25

≤80% LVR	5.98	→	6.23	+0.25
80–95% LVR	6.78	→	7.03	+0.25
≤95% LVR	8.15	→	8.40	+0.25

Smart Saver Account (under 25)	5.75	→	6.00	+0.25
Smart Saver Account	4.50	→	5.00	+0.50

1yr Fixed · ≤80% LVR	8.27	→	8.28	+0.01
2yr Fixed · ≤80% LVR	8.07	→	8.09	+0.02
2yr Fixed · 80–95% LVR	8.09	→	8.11	+0.02
1yr Fixed · 80–95% LVR	8.28	→	8.29	+0.01

Smart Saver Account (under 25)	5.50	→	5.75	+0.25
Smart Saver Account	4.25	→	4.50	+0.25

24-month, paid half-yearly or annually	4.00	→	3.90	−0.10
36-month, paid annually	3.40	→	3.50	+0.10
48-month, paid annually	3.20	→	3.30	+0.10
60-month, paid half-yearly	3.20	→	3.30	+0.10