Every change at P&N

40 changes since 23 March 2026 · our own corrections of a misread figure aren’t shown

November 20261 change

1Sun
- Savings accounts3 accounts up 0.2532 days after the RBA rise to 4.60%
  Savvy Saver Account 5.25 5.50 +0.25
  Smart Saver Account 5.10 5.35 +0.25
  Way Cool Saver 3.55 3.80 +0.25
  +0.25

October 202637 changes

14Wed
- Home loansInvestor Offset P&I LVR<70variable investor P&I 6.35 → 6.6014 days after the RBA rise to 4.60%
  +0.25
- Home loansInvestor Basic IO LVR>80-90variable investor interest-only 6.63 → 6.8814 days after the RBA rise to 4.60%
  +0.25
- Home loansOffset Variable HL LVR>90-95variable owner-occupier P&I 7.23 → 7.4814 days after the RBA rise to 4.60%
  +0.25
- Home loansBasic Variable HL LVR >80-90variable owner-occupier P&I 6.52 → 6.7714 days after the RBA rise to 4.60%
  +0.25
- Home loansFixed Home Loan Inv P&I LVR>805 variants up 0.14 to 0.2314 days after the RBA rise to 4.60%
  All P&I · Investor · 80.01–95% LVR
  1yr Fixed 6.54 6.77 +0.23
  2yr Fixed 6.57 6.77 +0.20
  3yr Fixed 6.63 6.81 +0.18
  4yr Fixed 6.74 6.90 +0.16
  5yr Fixed 6.78 6.92 +0.14
  +0.14 to +0.23
- Home loansOffset Variable HL LVR>80-90variable owner-occupier P&I 6.70 → 6.9514 days after the RBA rise to 4.60%
  +0.25
- Home loansBasic Variable HL LVR >90-95variable owner-occupier P&I 6.82 → 7.0714 days after the RBA rise to 4.60%
  +0.25
- Home loansInvestor Basic P&I LVR>80-90variable investor P&I 6.62 → 6.8714 days after the RBA rise to 4.60%
  +0.25
- Home loansInvestor Offset P&I LVR>80-90variable investor P&I 6.72 → 6.9714 days after the RBA rise to 4.60%
  +0.25
- Home loansInvestor Basic (IO) LVR <70variable investor interest-only 6.40 → 6.6514 days after the RBA rise to 4.60%
  +0.25
- Home loansBasic Variable HL LVR >60-70variable owner-occupier P&I 6.20 → 6.4514 days after the RBA rise to 4.60%
  +0.25
- Home loansBasic Variable HL LVR <60variable owner-occupier P&I 6.16 → 6.4114 days after the RBA rise to 4.60%
  +0.25
- Home loansInvestor Offset IO LVR>70-80variable investor interest-only 6.48 → 6.7314 days after the RBA rise to 4.60%
  +0.25
- Home loansOffset Variable HL LVR<60variable owner-occupier P&I 6.20 → 6.4514 days after the RBA rise to 4.60%
  +0.25
- Home loansInvestor Basic P&I LVR>70-80variable investor P&I 6.37 → 6.6214 days after the RBA rise to 4.60%
  +0.25
- Home loansOffset Variable HL>70-80variable owner-occupier P&I 6.38 → 6.6314 days after the RBA rise to 4.60%
  +0.25
- Home loansFixed Home Loan (P&I) LVR <805 variants up 0.14 to 0.2214 days after the RBA rise to 4.60%
  All P&I · Owner-occupier · ≤80% LVR
  2yr Fixed 6.36 6.56 +0.20
  1yr Fixed 6.34 6.56 +0.22
  3yr Fixed 6.43 6.61 +0.18
  4yr Fixed 6.48 6.64 +0.16
  5yr Fixed 6.54 6.68 +0.14
  +0.14 to +0.22
- Home loansFixed Home Loan (P&I) LVR >805 variants up 0.14 to 0.2214 days after the RBA rise to 4.60%
  All P&I · Owner-occupier · 80.01–95% LVR
  2yr Fixed 6.38 6.58 +0.20
  1yr Fixed 6.35 6.57 +0.22
  3yr Fixed 6.46 6.64 +0.18
  4yr Fixed 6.52 6.68 +0.16
  5yr Fixed 6.58 6.72 +0.14
  +0.14 to +0.22
- Home loansInvestor Basic IO LVR>70-80variable investor interest-only 6.45 → 6.7014 days after the RBA rise to 4.60%
  +0.25
- Home loansInvestor Offset P&I LVR >70-80variable investor P&I 6.40 → 6.6514 days after the RBA rise to 4.60%
  +0.25
- Home loansFixed Home Loan (IO) LVR <805 variants up 0.14 to 0.2214 days after the RBA rise to 4.60%
  All Interest Only · Owner-occupier · ≤80% LVR
  2yr Fixed 6.36 6.56 +0.20
  1yr Fixed 6.34 6.56 +0.22
  3yr Fixed 6.43 6.61 +0.18
  4yr Fixed 6.48 6.64 +0.16
  5yr Fixed 6.54 6.68 +0.14
  +0.14 to +0.22
- Home loansInvestor Basic (P&I) LVR <70variable investor P&I 6.32 → 6.5714 days after the RBA rise to 4.60%
  +0.25
- Home loansFixed Home Loan (IO) LVR >805 variants up 0.14 to 0.2214 days after the RBA rise to 4.60%
  All Interest Only · Owner-occupier · 80.01–95% LVR
  2yr Fixed 6.38 6.58 +0.20
  1yr Fixed 6.35 6.57 +0.22
  3yr Fixed 6.46 6.64 +0.18
  4yr Fixed 6.52 6.68 +0.16
  5yr Fixed 6.58 6.72 +0.14
  +0.14 to +0.22
- Home loansOffset Variable HL LVR>60-70variable owner-occupier P&I 6.22 → 6.4714 days after the RBA rise to 4.60%
  +0.25
- Home loansFixed Home Loan Inv P&I LVR<805 variants up 0.14 to 0.2314 days after the RBA rise to 4.60%
  All P&I · Investor · ≤80% LVR
  1yr Fixed 6.53 6.76 +0.23
  2yr Fixed 6.55 6.75 +0.20
  3yr Fixed 6.60 6.78 +0.18
  4yr Fixed 6.70 6.86 +0.16
  5yr Fixed 6.74 6.88 +0.14
  +0.14 to +0.23
- Home loansFixed Home Loan Inv IO LVR<805 variants up 0.14 to 0.2314 days after the RBA rise to 4.60%
  All Interest Only · Investor · ≤80% LVR
  2yr Fixed 6.55 6.75 +0.20
  1yr Fixed 6.53 6.76 +0.23
  3yr Fixed 6.60 6.78 +0.18
  4yr Fixed 6.70 6.86 +0.16
  5yr Fixed 6.74 6.88 +0.14
  +0.14 to +0.23
- Home loansFixed Home Loan Inv IO LVR>805 variants up 0.14 to 0.2314 days after the RBA rise to 4.60%
  All Interest Only · Investor · 80.01–95% LVR
  1yr Fixed 6.54 6.77 +0.23
  2yr Fixed 6.57 6.77 +0.20
  3yr Fixed 6.63 6.81 +0.18
  5yr Fixed 6.78 6.92 +0.14
  4yr Fixed 6.74 6.90 +0.16
  +0.14 to +0.23
- Home loansInvestor Offset IO LVR>80-90variable investor interest-only 6.80 → 7.0614 days after the RBA rise to 4.60%
  +0.26
- Home loansBasic Variable HL LVR >70-80variable owner-occupier P&I 6.22 → 6.4714 days after the RBA rise to 4.60%
  +0.25
- Home loansInvestor Offset IO LVR<70variable investor interest-only 6.43 → 6.6814 days after the RBA rise to 4.60%
  +0.25
1Thu
- Home loansFixed Home Loan (IO) LVR >802 variants up 0.02 to 0.05a day after the RBA rise to 4.60%
  All Interest Only · Owner-occupier · 80.01–95% LVR
  2yr Fixed 6.33 6.38 +0.05
  1yr Fixed 6.33 6.35 +0.02
  +0.02 to +0.05
- Home loansFixed Home Loan Inv IO LVR>802 variants up 0.02 to 0.05a day after the RBA rise to 4.60%
  All Interest Only · Investor · 80.01–95% LVR
  1yr Fixed 6.52 6.54 +0.02
  2yr Fixed 6.52 6.57 +0.05
  +0.02 to +0.05
- Home loansFixed Home Loan (P&I) LVR >802 variants up 0.02 to 0.05a day after the RBA rise to 4.60%
  All P&I · Owner-occupier · 80.01–95% LVR
  2yr Fixed 6.33 6.38 +0.05
  1yr Fixed 6.33 6.35 +0.02
  +0.02 to +0.05
- Home loansFixed Home Loan Inv P&I LVR>802 variants up 0.02 to 0.05a day after the RBA rise to 4.60%
  All P&I · Investor · 80.01–95% LVR
  1yr Fixed 6.52 6.54 +0.02
  2yr Fixed 6.52 6.57 +0.05
  +0.02 to +0.05
- Home loansFixed Home Loan Inv IO LVR<802 variants up 0.02 to 0.05a day after the RBA rise to 4.60%
  All Interest Only · Investor · ≤80% LVR
  2yr Fixed 6.50 6.55 +0.05
  1yr Fixed 6.51 6.53 +0.02
  +0.02 to +0.05
- Home loansFixed Home Loan (P&I) LVR <801-year fixed owner-occupier P&I 6.32 → 6.34a day after the RBA rise to 4.60%
  +0.02
- Home loansFixed Home Loan Inv P&I LVR<802 variants up 0.02 to 0.05a day after the RBA rise to 4.60%
  All P&I · Investor · ≤80% LVR
  1yr Fixed 6.51 6.53 +0.02
  2yr Fixed 6.50 6.55 +0.05
  +0.02 to +0.05

June 20261 change

2Tue
- Savings accounts2 accounts up 0.15 to 0.2527 days after the RBA rise to 4.35%
  Savvy Saver Account 5.10 5.25 +0.15
  Smart Saver Account 4.85 5.10 +0.25
  +0.15 to +0.25

April 20261 change

2Thu
- Savings accounts2 accounts up 0.25 to 0.3515 days after the RBA rise to 4.10%
  Savvy Saver Account 4.75 5.10 +0.35
  Smart Saver Account 4.60 4.85 +0.25
  +0.25 to +0.35

No changes on record for P&N’s credit cards, term deposits, personal loans, everyday accounts.

Savvy Saver Account	5.25	→	5.50	+0.25
Smart Saver Account	5.10	→	5.35	+0.25
Way Cool Saver	3.55	→	3.80	+0.25

1yr Fixed	6.54	→	6.77	+0.23
2yr Fixed	6.57	→	6.77	+0.20
3yr Fixed	6.63	→	6.81	+0.18
4yr Fixed	6.74	→	6.90	+0.16
5yr Fixed	6.78	→	6.92	+0.14

2yr Fixed	6.36	→	6.56	+0.20
1yr Fixed	6.34	→	6.56	+0.22
3yr Fixed	6.43	→	6.61	+0.18
4yr Fixed	6.48	→	6.64	+0.16
5yr Fixed	6.54	→	6.68	+0.14

2yr Fixed	6.38	→	6.58	+0.20
1yr Fixed	6.35	→	6.57	+0.22
3yr Fixed	6.46	→	6.64	+0.18
4yr Fixed	6.52	→	6.68	+0.16
5yr Fixed	6.58	→	6.72	+0.14

1yr Fixed	6.53	→	6.76	+0.23
2yr Fixed	6.55	→	6.75	+0.20
3yr Fixed	6.60	→	6.78	+0.18
4yr Fixed	6.70	→	6.86	+0.16
5yr Fixed	6.74	→	6.88	+0.14

Savvy Saver Account	4.75	→	5.10	+0.35
Smart Saver Account	4.60	→	4.85	+0.25