Pays 5.00% p.a. total (0.01% base plus 4.99% bonus) as of 17 September 2026. Ranks 49th of 93 savings accounts tracked by BankMate, 0.14 points above the average of 4.86%. The rate last rose on 16 May 2026, 10 days after the RBA raised the cash rate to 4.35%.
5.00%p.a.
0.01% base + 4.99% bonus · bonus up to $1,000,000 · variable
Rate over time
Total rate, conditions met- NAB Reward Saver
- RBA cash rate
- Market average
Position among 93 accounts
By month, end of month- Feb 2026: ranked 30 of 46
- Mar 2026: ranked 41 of 74
- Apr 2026: ranked 54 of 88
- May 2026: ranked 37 of 91
- June 2026: ranked 46 of 91
- July 2026: ranked 48 of 92
- Aug 2026: ranked 48 of 92
- Sept 2026: ranked 49 of 93
Feb 2026
- Top 5%
- Top 10%
- Top 25%
- Lower
Mostly outside the top half of accounts over the last 8 months: from #37 of 91 in May 2026 to #30 of 46 in Feb 2026.
Changes
2 on record since 1 Mar 2026- 4.65 → 5.00Bonus rate · 10 days after the RBA rise to 4.35%+0.35
- 4.40 → 4.65Bonus rate · 10 days after the RBA rise to 4.10%+0.25
Conditions for the bonus rate
Checked each month- Monthly deposits
- $1/month
- Withdrawals
- Not allowed
- Balance range
- $0 - $1,000,000
On your balance
Saved with your preferences- Interest this year
- —
- Each month
- —
- Against the average account (4.86%)
- —
Rate by balance
Up to $1M
5.00%Notes from savers
to leave a note.