Commonwealth Bank term deposits
Commonwealth Bank has one term deposit that BankMate tracks, with 51 options: 19 terms from 1 month to 5 years, interest paid at maturity, monthly, half-yearly or annually.
Term deposit · 19 terms
Standard Term Deposit
5.30%p.a. · 1 year
interest at maturity or annually or half-yearly or monthly; from $5,000
52nd of 401 12-month deposits
Rates by term and how interest is paid
- At maturity3.35%
- Monthly3.30%
- Half-yearly–
- Annually–
- Terms
- 1 month to 5 years
- Minimum deposit
- $5,000
- Maximum deposit
- No cap published
- To break it early
- 31 days' notice
Often compared with: ANZ · NAB · Westpac · ING · Macquarie · Bankwest · Suncorp
- 1 month
- 1.50% · #26 of 62 1-month deposits
- 2 months
- 1.75% · #27 of 68 2-month deposits
- 3 months
- 3.35% · #112 of 164 3-month deposits
- 4 months
- 3.40% · #64 of 88 4-month deposits
- 5 months
- 3.45% · #53 of 79 5-month deposits
- 6 months
- 3.50% · #136 of 180 6-month deposits
- 7 months
- 3.65% · #53 of 92 7-month deposits
- 8 months
- 3.70% · #37 of 81 8-month deposits
- 9 months
- 3.75% · #89 of 149 9-month deposits
- 10 months
- 3.80% · #31 of 86 10-month deposits
- 1 year
- 5.30% · #52 of 401 12-month deposits
- 18 months
- 4.55% · #32 of 86 18-month deposits
- 2 years
- 5.20% · #22 of 255 24-month deposits
- 3 years
- 4.60% · #71 of 221 36-month deposits
- 4 years
- 4.00% · #52 of 125 48-month deposits
- 5 years
- 4.00% · #50 of 124 60-month deposits
- Minimum deposit
- $5,000
- Maximum deposit
- No cap published
- Paid
- At maturity or Annually or Half-yearly or Monthly
- Compounding
- daily
- Notice
- 31 days' notice
- Before maturity
- If you need to withdraw money during the term, you may request withdrawal of all or part of your funds by giving the Bank 31 days' notice. A prepayment adjustment and $30.00 prepayment administration fee will apply to withdrawals before maturity. … If you are experiencing hardship and need your funds before the expiration of 31 days, please contact us immediately.
- Read from
- Commonwealth Bank's own site, 28 October 2026
September 20261 change
- 18Fri
- 7 terms up 0.10 to 0.20+0.10 to +0.20
7-month, paid at maturity, monthly or half-yearly, from $50,000 3.50 3.60 +0.10 7-month, paid monthly or half-yearly, from $5,000 3.45 3.55 +0.10 8-month, paid at maturity, monthly or half-yearly, from $5,000 3.50 3.60 +0.10 8-month, paid at maturity, monthly or half-yearly, from $50,000 3.55 3.65 +0.10 9-month, paid at maturity, monthly or half-yearly, from $5,000 3.55 3.65 +0.10 9-month, paid at maturity, monthly or half-yearly, from $50,000 3.60 3.70 +0.10 10-month, paid at maturity, monthly or half-yearly, from $5,000 3.60 3.70 +0.10 10-month, paid at maturity, monthly or half-yearly, from $50,000 3.65 3.75 +0.10 11-month, paid at maturity, monthly or half-yearly, from $50,000 3.70 3.80 +0.10 11-month, paid monthly or half-yearly, from $5,000 3.65 3.75 +0.10 12-month, paid monthly 4.65 4.80 +0.15 12-month, paid half-yearly 4.70 4.85 +0.15 24-month, paid monthly, from $5,000 4.85 5.05 +0.20 24-month, paid monthly, half-yearly or annually, from $5,000 4.90 5.10 +0.20 24-month, paid half-yearly or annually, from $50,000 4.95 5.15 +0.20
August 20261 change
- 6Thu
- 6-month cut 1.00 to 1.05−1.05 to −1.00
6-month, paid at maturity, from $5,000 4.50 3.45 −1.05 6-month, paid at maturity, from $50,000 4.50 3.50 −1.00 6-month, paid monthly, from $5,000 4.45 3.40 −1.05 6-month, paid monthly, from $50,000 4.45 3.45 −1.00
July 20261 change
- 9Thu
- 2 terms moved in both directions−0.25 to +1.05
6-month, paid at maturity, from $5,000 3.45 4.50 +1.05 6-month, paid at maturity, from $50,000 3.50 4.50 +1.00 6-month, paid monthly, from $5,000 3.40 4.45 +1.05 6-month, paid monthly, from $50,000 3.45 4.45 +1.00 24-month, paid monthly, from $5,000 5.10 4.85 −0.25 24-month, paid monthly, half-yearly or annually, from $5,000 5.15 4.90 −0.25 24-month, paid half-yearly or annually, from $50,000 5.20 4.95 −0.25
May 20262 changes
- 20Wed
- 12-month up 0.0514 days after the RBA rise to 4.35%+0.05
12-month, paid monthly 4.60 4.65 +0.05 12-month, paid half-yearly 4.65 4.70 +0.05
- 1Fri
- 24-month up 0.2544 days after the RBA rise to 4.10%+0.25
24-month, paid half-yearly, from $5,000 4.90 5.15 +0.25 24-month, paid half-yearly, from $50,000 4.95 5.20 +0.25
Feel confident knowing exactly how much your money will earn. Lock-in a competitive interest rate from as short as 1 month to as long as 5 years.
Notes on Commonwealth Bank term deposits
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As of 1 November 2026, Commonwealth Bank has one term deposit product tracked by BankMate, over 19 terms from 1 month to 5 years. Its highest rate is 5.30% p.a. on the Standard Term Deposit for 1 year, 52nd of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 18 September 2026. From the provider's Consumer Data Right feed, refreshed nightly.