P&N term deposits
P&N has one term deposit that BankMate tracks, with 14 options: 12 terms from 2 months to 5 years, interest paid at maturity, monthly, quarterly or annually.
Term deposit · 12 terms
Term Deposit
5.30%p.a. · 1 year
interest at maturity or quarterly or monthly or annually; from $5,000
52nd of 401 12-month deposits
Rates by term and how interest is paid
- At maturity3.75%
- Monthly–
- Quarterly–
- Annually–
- Terms
- 2 months to 5 years
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
- 2 months
- 1.60% · #46 of 68 2-month deposits
- 3 months
- 3.75% · #93 of 164 3-month deposits
- 4 months
- 4.30% · #34 of 88 4-month deposits
- 5 months
- 4.80% · #13 of 79 5-month deposits
- 6 months
- 5.20% · #36 of 180 6-month deposits
- 7 months
- 4.40% · #37 of 92 7-month deposits
- 8 months
- 3.70% · #37 of 81 8-month deposits
- 9 months
- 3.80% · #87 of 149 9-month deposits
- 10 months
- 3.60% · #70 of 86 10-month deposits
- 1 year
- 5.30% · #52 of 401 12-month deposits
- 5 years
- 3.35% · #94 of 124 60-month deposits
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
- Paid
- At maturity or Quarterly or Monthly or Annually
- Compounding
- daily
- Before maturity
- You may redeem a Term Deposit account you hold at any time prior to the Maturity Date. If you do so, your entitlement to interest on your account will be reduced as follows: i. if the redemption occurs within 30 days of opening your Term Deposit account, no interest will be paid; and ii. if the redemption occurs more than 30 days after … interest will be calculated … at the lower of either; (A) the current interest rate applied to your account … or (B) the interest rate most recently published by the Reserve Bank of Australia on its website as being the “Cash Rate Target”.
- Read from
- P&N's own site, 28 October 2026
No changes recorded for this product since tracking began on 9 April 2026.
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Notes on P&N term deposits
to leave a note.
As of 2 November 2026, P&N has one term deposit product tracked by BankMate, over 12 terms from 2 months to 5 years. Its highest rate is 5.30% p.a. on the Term Deposit for 1 year, 52nd of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. From the provider's Consumer Data Right feed, refreshed nightly.