People First Bank term deposits
People First Bank has one term deposit that BankMate tracks, with 20 options: 15 terms from 2 months to 5 years, interest paid at maturity, monthly or annually.
Term deposit · 15 terms
Term Deposit
5.45%p.a. · 7 months
interest at maturity or annually or monthly; from $5,000
1st of 92 7-month deposits
Rates by term and how interest is paid
- At maturity4.00%
- Monthly–
- Annually–
- Terms
- 2 months to 5 years
- Minimum deposit
- $5,000
- Maximum deposit
- No cap published
- To break it early
- 31 days' notice
- 2 months
- 3.00% · #7 of 68 2-month deposits
- 3 months
- 4.00% · #87 of 164 3-month deposits
- 4 months
- 4.85% · #17 of 88 4-month deposits
- 5 months
- 4.00% · #33 of 79 5-month deposits
- 6 months
- 5.00% · #76 of 180 6-month deposits
- 7 months
- 5.45% · #1 of 92 7-month deposits
- 8 months
- 4.50% · #15 of 81 8-month deposits
- 9 months
- 5.10% · #39 of 149 9-month deposits
- 10 months
- 4.50% · #16 of 86 10-month deposits
- 1 year
- 5.20% · #121 of 401 12-month deposits
- 2 years
- 5.25% · #18 of 255 24-month deposits
- 3 years
- 5.25% · #7 of 221 36-month deposits
- 4 years
- 5.25% · #3 of 125 48-month deposits
- 5 years
- 5.25% · #11 of 124 60-month deposits
- Minimum deposit
- $5,000
- Maximum deposit
- No cap published
- Paid
- At maturity or Annually or Monthly
- Compounding
- daily
- Notice
- 31 days' notice
- Before maturity
- If you withdraw all or part of your funds from the Term Deposit Account prior to maturity (Early Redemption), we may charge you an Early Redemption fee. … You must give us thirty one (31) days’ notice if you wish to make an Early Redemption. Your funds will be returned to you on day 32 … In our discretion, we may waive this notice period in the event you are experiencing financial difficulty.
- Read from
- People First Bank's own site, 28 October 2026
September 20261 change
- 23Wed
- 5 terms up 0.10 to 0.50+0.10 to +0.50
7-month, paid at maturity 5.35 5.45 +0.10 24-month, paid monthly 4.65 5.13 +0.48 24-month, paid annually 4.75 5.25 +0.50 36-month, paid monthly 4.65 5.13 +0.48 36-month, paid annually 4.75 5.25 +0.50 48-month, paid monthly 4.65 5.13 +0.48 48-month, paid annually 4.75 5.25 +0.50 60-month, paid monthly 4.65 5.13 +0.48 60-month, paid annually 4.75 5.25 +0.50
July 20261 change
- 31Fri
- 2 terms moved in both directions−0.05 to +0.85
7-month, paid at maturity 4.50 5.35 +0.85 12-month, paid at maturity 5.25 5.20 −0.05 12-month, paid monthly 5.13 5.08 −0.05
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Notes on People First Bank term deposits
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As of 1 November 2026, People First Bank has one term deposit product tracked by BankMate, over 15 terms from 2 months to 5 years. Its highest rate is 5.45% p.a. on the Term Deposit for 7 months, 1st of 92 7-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 23 September 2026. From the provider's Consumer Data Right feed, refreshed nightly.