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Regional Australia Bank · Term deposit · 10 terms
LiveTerm Savings
The Regional Australia Bank Term Savings pays up to 5.25% p.a. as of 18 September 2026, over a 12-month term, 45th of 590 12-month deposits tracked by BankMate. It is offered over ten terms from 4 months to 5 years, with interest paid annually or at maturity, from a $1,000 deposit. Its rates last changed on 4 September 2026.
5.25%p.a. · 1 year
interest annually or at maturity; from $1,000
Early withdrawal is not allowed.
Rates over time
Best rate per term- RBA cash rate
- Market average · 12-month deposits
- 3 months
- 6 months
- 9 months
- 1 year
- 2 years
- 3 years
- 5 years
- 18 months
- 4 years
Changes
3 changes since 9 Apr 2026- Term Savings · 2 terms cut 0.05 to 0.10mixed
- 6-month 5.00 → 4.90
- 12-month 5.30 → 5.25
- Term Savings · 2 terms moved in both directionsmixed
- 6-month 5.30 → 5.00
- 12-month 5.00 → 5.30
- Term Savings · 7 terms up 0.20 to 0.7543 days after the RBA rise to 4.10%mixed
- 4-month 4.25 → 4.65
- 5-month 4.30 → 4.70
- 6-month 4.55 → 5.30
- 9-month 4.60 → 5.10
- 18-month 4.80 → 5.00
- 24-month 4.50 → 4.70
- 36-month 4.00 → 4.20
Rates by term
Ranked within each term- 3 months
- 4.65% · #134 of 369 3-month deposits
- 6 months
- 4.90% · #137 of 547 6-month deposits
- 9 months
- 5.10% · #49 of 500 9-month deposits
- 1 year
- 5.25% · #45 of 590 12-month deposits
- 2 years
- 4.70% · #162 of 394 24-month deposits
- 3 years
- 4.20% · #155 of 345 36-month deposits
- 5 years
- 3.65% · #76 of 152 60-month deposits
- 18 months
- 5.00% · #5 of 122 18-month deposits
- 4 years
- 3.60% · #111 of 157 48-month deposits
Deposit
- Minimum deposit
- $1,000
- Maximum deposit
- $500,000
Interest
- Paid
- Annually or At maturity
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed
About this product
Invest your money securely with competitive fixed interest rates.