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Southern Cross Credit Union · Term deposit · 12 terms
LiveTERM DEPOSIT
The Southern Cross Credit Union TERM DEPOSIT pays up to 5.30% p.a. as of 18 September 2026, over a 9-month term, 4th of 500 9-month deposits tracked by BankMate. It is offered over 12 terms from 3 months to 2 years, with interest paid at maturity or monthly or annually, from a $5,000 deposit. Its rates last changed on 1 September 2026.
5.30%p.a. · 9 months
interest at maturity or monthly or annually; from $5,000
Early withdrawal is not allowed.
Rates over time
Best rate per term- RBA cash rate
- Market average · 12-month deposits
- 3 months
- 6 months
- 9 months
- 1 year
- 2 years
- 18 months
Changes
2 changes since 9 Apr 2026- TERM DEPOSIT · 5 terms moved in both directionsmixed
- 3-month 4.85 → 5.00
- 6-month 5.00 → 5.10
- 6-month 5.00 → 5.10
- 9-month 5.40 → 5.30
- 9-month 5.40 → 5.30
- TERM DEPOSIT · 5 terms moved in both directionsmixed
- 3-month 4.60 → 4.85
- 9-month 5.10 → 5.40
- 9-month 5.10 → 5.40
- 11-month 5.40 → 5.10
- 11-month 5.40 → 5.10
Rates by term
Ranked within each term- 3 months
- 5.00% · #18 of 369 3-month deposits
- 6 months
- 5.10% · #43 of 547 6-month deposits
- 9 months
- 5.30% · #4 of 500 9-month deposits
- 1 year
- 5.10% · #161 of 590 12-month deposits
- 2 years
- 4.70% · #162 of 394 24-month deposits
- 18 months
- 3.50% · #108 of 122 18-month deposits
Deposit
- Minimum deposit
- $5,000
- Maximum deposit
- $20,000,000
Interest
- Paid
- At maturity or Monthly or Annually
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed