Southern Cross Credit Union term deposits
Southern Cross Credit Union has one term deposit that BankMate tracks, with 21 options: 14 terms from 1 month to 2 years, interest paid at maturity, monthly or annually.
Term deposit · 14 terms
TERM DEPOSIT
5.30%p.a. · 1 year
interest at maturity or monthly or annually; from $5,000
52nd of 401 12-month deposits
Rates by term and how interest is paid
- At maturity5.00%
- Monthly–
- Annually–
- Terms
- 1 month to 2 years
- Minimum deposit
- $5,000
- Maximum deposit
- $20,000,000
- To break it early
- 31 days' notice
- 1 month
- 1.15% · #51 of 62 1-month deposits
- 2 months
- 1.15% · #54 of 68 2-month deposits
- 3 months
- 5.00% · #21 of 164 3-month deposits
- 4 months
- 4.50% · #29 of 88 4-month deposits
- 5 months
- 4.05% · #32 of 79 5-month deposits
- 6 months
- 5.20% · #36 of 180 6-month deposits
- 7 months
- 5.00% · #19 of 92 7-month deposits
- 8 months
- 3.80% · #32 of 81 8-month deposits
- 9 months
- 5.30% · #13 of 149 9-month deposits
- 10 months
- 3.80% · #31 of 86 10-month deposits
- 1 year
- 5.30% · #52 of 401 12-month deposits
- 18 months
- 3.50% · #71 of 86 18-month deposits
- 2 years
- 4.70% · #128 of 255 24-month deposits
- Minimum deposit
- $5,000
- Maximum deposit
- $20,000,000
- Paid
- At maturity or Monthly or Annually
- Compounding
- daily
- Notice
- 31 days' notice
- Before maturity
- you'll need to give us 31 days' notice and pay a $30 administration fee for the early redemption, with an early redemption interest rate of 0.10%p.a. applicable.
- Read from
- Southern Cross Credit Union's own site, 28 October 2026
September 20262 changes
- 23Wed
- 6-month, paid at maturity or monthly: 5.10 → 5.20+0.10
- 1Tue
- 3 terms moved in both directions−0.10 to +0.15
3-month, paid at maturity 4.85 5.00 +0.15 6-month, paid at maturity or monthly 5.00 5.10 +0.10 9-month, paid at maturity or monthly 5.40 5.30 −0.10
August 20261 change
- 3Mon
- 3 terms moved in both directions−0.30 to +0.30
3-month, paid at maturity 4.60 4.85 +0.25 9-month, paid at maturity or monthly 5.10 5.40 +0.30 11-month, paid at maturity or monthly 5.40 5.10 −0.30
Notes on Southern Cross Credit Union term deposits
to leave a note.
As of 1 November 2026, Southern Cross Credit Union has one term deposit product tracked by BankMate, over 14 terms from 1 month to 2 years. Its highest rate is 5.30% p.a. on the TERM DEPOSIT for 1 year, 52nd of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 23 September 2026. From the provider's Consumer Data Right feed, refreshed nightly.