Unity Bank term deposits
Unity Bank has one term deposit that BankMate tracks, with 37 options: 19 terms from 1 month to 5 years, interest paid at maturity, monthly or annually.
Term deposit · 19 terms
Term Deposit
5.55%p.a. · 30 months
interest annually or at maturity or monthly; from $1,000
1st of 5 30-month deposits
Rates by term and how interest is paid
- At maturity5.10%
- Monthly5.05%
- Annually–
- Terms
- 1 month to 5 years
- Minimum deposit
- $1,000
- Maximum deposit
- $9,999,999
- To break it early
- 31 days' notice
- 1 month
- 3.00% · #3 of 62 1-month deposits
- 2 months
- 3.25% · #4 of 68 2-month deposits
- 3 months
- 5.10% · #6 of 164 3-month deposits
- 4 months
- 4.80% · #19 of 88 4-month deposits
- 5 months
- 4.80% · #13 of 79 5-month deposits
- 6 months
- 5.35% · #5 of 180 6-month deposits
- 7 months
- 5.20% · #10 of 92 7-month deposits
- 8 months
- 5.20% · #3 of 81 8-month deposits
- 9 months
- 5.35% · #5 of 149 9-month deposits
- 10 months
- 5.25% · #7 of 86 10-month deposits
- 1 year
- 5.50% · #7 of 401 12-month deposits
- 18 months
- 5.50% · #1 of 86 18-month deposits
- 2 years
- 5.55% · #2 of 255 24-month deposits
- 30 months
- 5.55% · #1 of 5 30-month deposits
- 3 years
- 5.20% · #9 of 221 36-month deposits
- 4 years
- 5.20% · #8 of 125 48-month deposits
- 5 years
- 5.20% · #19 of 124 60-month deposits
- Minimum deposit
- $1,000
- Maximum deposit
- $9,999,999
- Paid
- Annually or At maturity or Monthly
- Compounding
- daily
- Notice
- 31 days' notice
- Before maturity
- Early withdrawal will be allowed at the discretion of the Bank on 31 days notice. Reduced interest rates may apply. … Where funds are withdrawn from an investment account prior to maturity, a reduction to the interest rate will be applied dependent on the time left until maturity.
- Read from
- Unity Bank's own site, 28 October 2026
October 20261 change
- 8Thu
- 17 terms up 0.15 to 1.708 days after the RBA rise to 4.60%+0.15 to +1.70
1-month, paid at maturity 2.50 3.00 +0.50 2-month, paid at maturity 3.00 3.25 +0.25 2-month, paid monthly 2.95 3.20 +0.25 3-month, paid at maturity 4.95 5.10 +0.15 3-month, paid monthly 4.90 5.05 +0.15 4-month, paid at maturity 4.05 4.80 +0.75 4-month, paid monthly 4.00 4.75 +0.75 5-month, paid at maturity 4.05 4.80 +0.75 5-month, paid monthly 4.00 4.75 +0.75 6-month, paid at maturity 5.15 5.35 +0.20 6-month, paid monthly 5.10 5.30 +0.20 7-month, paid at maturity 4.05 5.20 +1.15 7-month, paid monthly 4.00 5.10 +1.10 8-month, paid at maturity 4.05 5.20 +1.15 8-month, paid monthly 4.00 5.10 +1.10 9-month, paid at maturity 5.15 5.35 +0.20 9-month, paid monthly 5.05 5.25 +0.20 10-month, paid at maturity 4.25 5.25 +1.00 10-month, paid monthly 4.05 5.10 +1.05 11-month, paid at maturity 4.25 5.25 +1.00 11-month, paid monthly 4.05 5.10 +1.05 12-month, paid at maturity 5.30 5.50 +0.20 12-month, paid monthly 5.20 5.40 +0.20 13-month, paid monthly 3.70 5.40 +1.70 13-month, paid annually 3.85 5.50 +1.65 18-month, paid monthly 3.70 5.40 +1.70 18-month, paid annually 3.85 5.50 +1.65 36-month, paid monthly 4.65 5.05 +0.40 36-month, paid annually 4.85 5.20 +0.35 48-month, paid monthly 4.05 5.00 +0.95 48-month, paid annually 4.25 5.20 +0.95 60-month, paid monthly 4.05 5.00 +0.95 60-month, paid annually 4.25 5.20 +0.95
With a Term Deposit your money is invested for a fixed period of time with a guaranteed rate of return. Term deposit rates vary depending on the frequency of interest payments and the length of time.
Notes on Unity Bank term deposits
to leave a note.
As of 1 November 2026, Unity Bank has one term deposit product tracked by BankMate, over 19 terms from 1 month to 5 years. Its highest rate is 5.55% p.a. on the Term Deposit for 30 months, 1st of 5 30-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 8 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.