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American Express · Membership Rewards · Credit card
LiveAmerican Express Explorer Credit Card
115,000 pts Membership Rewards, worth about $805 as of 18 September 2026. After the $395 first-year fee it nets $410, 24th of 51 bonus cards tracked by BankMate. The offer ends 6 October 2026.
115,000points
≈ $805 in value · $410 after the $395 first-year fee
Apply online by 6 October 2026, get approved, and spend $4,000 on eligible purchases within the first 3 months. New Amex Card Members only. Must apply via the exclusive offer link. T&Cs apply. Ends 6 October 2026 (18 days).
Bonus over time
Sign-up bonus points- American Express Explorer Credit Card
Changes
1 change since 10 Sept 2026- American Express Explorer Credit Card · earn rates restatedFrom the issuer's CDR feed—
Fees
- Annual fee
- $395
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Late payment fee
- $30
Earning
- Rewards program
- Membership Rewards
- Government spend
- 1 pts per $
Interest
- Purchase rate
- 23.99% p.a.
- Interest-free days
- Up to 55
Perks
- Airport lounges
- International
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
- Concierge
- No
- Network
- Amex
Eligibility
- Minimum credit limit
- $3,000
About this product
Turn everyday spend into extraordinary adventures with your new travel companion.