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American Express Explorer Credit Card

Membership Rewards · Credit card

American Express Explorer Credit Card

75,000points

≈ $375 in value · −$20 after the $395 first-year fee

59th of 66 bonus cards

Go to American Express

Receive 75,000 Bonus Membership Rewards Points when you apply online by 3 November 2026, are approved, and spend $4,000 on eligible purchases within the first 3 months. New American Express Card Members only. Ends 3 November 2026 (1 day).

Annual fee
$395
Rewards program
Membership Rewards
Purchase rate
23.99% p.a.
Airport lounges
International
Minimum credit limit
$3,000
Additional cardholder
Free
Compare all 113 cards

Annual fee
$395
Additional cardholder
Free
Foreign transaction fee
3.5%
Late payment fee
$30

Rewards program
Membership Rewards
Base earn rate
2 Membership Rewards pts per $
Government spend
1 pts per $

Purchase rate
23.99% p.a.
Interest-free days
Up to 55

Airport lounges
International
Complimentary travel insurance
Yes
Purchase protection
Yes
Concierge
No
Network
Amex

Minimum credit limit
$3,000

  • American Express Explorer Credit Card
80k100k120kSepOctToday75kpoints today

October 20261 change

  1. 7Wed
    • Bonus 115,000 pts → 75,000 pts
      −40k pts

September 20263 changes

  1. 25Fri
    • Base earn rate — → 2 per $
      —
  2. 24Thu
    • Earn rates restated
      —
  3. 13Sun
    • Earn rates restated
      —

Turn everyday spend into extraordinary adventures with your new travel companion.

Also from American Express: Qantas American Express Ultimate Card $510 net · American Express Velocity Escape Plus Card $65 net · American Express Platinum Card $50 net · American Express Essential Rewards Credit Card $42 net · American Express Velocity Platinum Card −$40 net · Qantas American Express Premium Card −$89 net · Qantas American Express Discovery Card no annual fee · American Express® Platinum Reserve Credit Card $395 fee · Low Rate Credit Card from American Express no annual fee · American Express Platinum Edge Credit Card $195 fee, $0 in year 1

75,000 pts Membership Rewards, worth about $375 as of 2 November 2026. After the $395 first-year fee it nets −$20, 59th of 66 bonus cards tracked by BankMate. The offer ends 3 November 2026. From the provider's Consumer Data Right feed, refreshed nightly.