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American Express · Membership Rewards · Credit card
LiveAmerican Express Platinum Edge Credit Card
A $195 annual fee and a 23.99% p.a. purchase rate as of 18 September 2026. The fee ranks 64th lowest of 100 cards tracked by BankMate. There is no sign-up bonus on offer.
$195annual fee
1 Membership Rewards pts per $ · 23.99% p.a. purchases · up to 55 interest-free days
Annual fee over time
Annual fee- American Express Platinum Edge Credit Card
Changes
1 change since 10 Sept 2026- American Express Platinum Edge Credit Card · earn rates restatedFrom the issuer's CDR feed—
Fees
- Annual fee
- $195
- First-year fee
- $0
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Late payment fee
- $30
Earning
- Rewards program
- Membership Rewards
- Base earn rate
- 1 Membership Rewards pts per $
- Grocery spend
- 3 pts per $
- Overseas spend
- 2 pts per $
Interest
- Purchase rate
- 23.99% p.a.
- Interest-free days
- Up to 55
Perks
- Airport lounges
- Domestic
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
- Concierge
- No
- Network
- Amex
Eligibility
- Minimum credit limit
- $3,000
About this product
Earn higher rewards on everyday spending at select supermarkets and petrol stations.