Membership Rewards · Credit card
American Express Platinum Edge Credit Card
$195annual fee
1 Membership Rewards pts per $ · 23.99% p.a. purchases · up to 55 interest-free days
73rd of 113 cards
- Annual fee
- $195
- Rewards program
- Membership Rewards
- Purchase rate
- 23.99% p.a.
- Complimentary travel insurance
- Yes
- Minimum credit limit
- $3,000
- First-year fee
- $0
- Annual fee
- $195
- First-year fee
- $0
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Late payment fee
- $30
- Rewards program
- Membership Rewards
- Base earn rate
- 1 Membership Rewards pts per $
- Petrol spend
- 3 pts per $
- Grocery spend
- 3 pts per $
- Overseas spend
- 2 pts per $
- Purchase rate
- 23.99% p.a.
- Interest-free days
- Up to 55
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
- Concierge
- No
- Network
- Amex
- Minimum credit limit
- $3,000
- American Express Platinum Edge Credit Card
September 20261 change
- 13Sun
- Earn rates restated—
Earn higher rewards on everyday spending at select supermarkets and petrol stations.
Also from American Express: Qantas American Express Ultimate Card $510 net · American Express Velocity Escape Plus Card $65 net · American Express Platinum Card $50 net · American Express Essential Rewards Credit Card $42 net · American Express Explorer Credit Card −$20 net · American Express Velocity Platinum Card −$40 net · Qantas American Express Premium Card −$89 net · Qantas American Express Discovery Card no annual fee · American Express® Platinum Reserve Credit Card $395 fee · Low Rate Credit Card from American Express no annual fee
A $195 annual fee and a 23.99% p.a. purchase rate as of 2 November 2026. The fee ranks 73rd lowest of 113 cards tracked by BankMate. There is no sign-up bonus on offer. From the provider's Consumer Data Right feed, refreshed nightly.