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American Express · No rewards · Credit card
LiveLow Rate Credit Card from American Express
No annual fee and a 10.99% p.a. purchase rate as of 18 September 2026. The fee ranks 1st lowest of 100 cards tracked by BankMate. There is no sign-up bonus on offer.
Annual fee over time
Annual fee- Low Rate Credit Card from American Express
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- None
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Late payment fee
- $30
Earning
- Rewards program
- None
Interest
- Purchase rate
- 10.99% p.a.
- Interest-free days
- Up to 55
Perks
- Airport lounges
- Domestic
- Complimentary travel insurance
- No
- Purchase protection
- Yes
- Concierge
- No
- Network
- Amex
Eligibility
- Minimum credit limit
- $1,000
About this product
Save with no annual Card fee and our lowest interest rate on purchases.