No rewards · Credit card
Low Rate Credit Card from American Express
$0annual fee
10.99% p.a. purchases · up to 55 interest-free days
1st of 113 cards
- Annual fee
- None
- Rewards program
- None
- Purchase rate
- 10.99% p.a.
- Complimentary travel insurance
- No
- Minimum credit limit
- $1,000
- Additional cardholder
- Free
- Annual fee
- None
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Late payment fee
- $30
- Rewards program
- None
- Purchase rate
- 10.99% p.a.
- Interest-free days
- Up to 55
- Complimentary travel insurance
- No
- Purchase protection
- Yes
- Concierge
- No
- Network
- Amex
- Minimum credit limit
- $1,000
- Low Rate Credit Card from American Express
No changes recorded for this product since tracking began on 10 September 2026.
Save with no annual Card fee and our lowest interest rate on purchases.
Also from American Express: Qantas American Express Ultimate Card $510 net · American Express Velocity Escape Plus Card $65 net · American Express Platinum Card $50 net · American Express Essential Rewards Credit Card $42 net · American Express Explorer Credit Card −$20 net · American Express Velocity Platinum Card −$40 net · Qantas American Express Premium Card −$89 net · Qantas American Express Discovery Card no annual fee · American Express® Platinum Reserve Credit Card $395 fee · American Express Platinum Edge Credit Card $195 fee, $0 in year 1
No annual fee and a 10.99% p.a. purchase rate as of 2 November 2026. The fee ranks 1st lowest of 113 cards tracked by BankMate. There is no sign-up bonus on offer. From the provider's Consumer Data Right feed, refreshed nightly.