American Express · Membership Rewards · Charge card
?American Express Platinum Card
340,000 pts Membership Rewards, worth about $2,380 as of 18 September 2026. After the $1,450 first-year fee it nets $930, 1st of 51 bonus cards tracked by BankMate. The offer ends 6 October 2026.
240,000 pts in year one, the rest in year two · ≈ $2,380 in value · $930 after the $1,450 first-year fee
Apply online by 6 October 2026, get approved, and spend $5,000 on eligible purchases within the first 3 months of approval for 240,000 points. Plus, earn an additional 100,000 points when you spend a further $5,000 within the first 3 months of your second year of Card Membership. New Amex Card Members only. Must apply via the exclusive offer link. T&Cs apply. Ends 6 October 2026 (18 days).
Bonus over time
Sign-up bonus points- American Express Platinum Card
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $1,450
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
Earning
- Rewards program
- Membership Rewards
- Base earn rate
- 2.25 Membership Rewards pts per $
- Government spend
- 1 pts per $
Interest
- Purchase rate
- Charge card · paid in full monthly
Perks
- Airport lounges
- International
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
- Concierge
- No
- Network
- Amex