As of 18 September 2026, American Express has 11 credit cards tracked by BankMate, seven of them carrying a sign-up bonus. The American Express Platinum Card's 340,000 pts are worth about $2,380, or $930 after its $1,450 first-year fee, which ranks 1st of 51 bonus cards. Its cards last changed on 13 September 2026.
- Top bonus, net of fee
- $930
- American Express Platinum Card · $2,380 less $1,450
- Market rank
- #1
- of 51 cards with a bonus
- Cards
- 11
- 7 with a bonus · 3 programs
- Last change
- 13 Sept 2026
- 8 changes on record
Offers and when they end
Bonus value net of first-year fee · expiry from the issuer's terms- Platinum Card$930 net6 Oct 202618 days left
- Explorer Credit Card$410 net6 Oct 202618 days left
- Velocity Platinum Card$360 net13 Oct 202625 days left
- Qantas Ultimate Card$510 net17 Nov 202660 days left
- Velocity Escape Plus Card$65 net25 May 20278 months left
Essential Rewards Credit Card ($102 net) and Qantas Premium Card (−$89 net) carry a standing bonus with no published end date. Issuers usually renew or reprice an offer at expiry; the changelog records what actually happened.
What changed
8 changes since 10 Sept 2026- American Express Platinum Edge Credit Card · earn rates restatedFrom the issuer's CDR feed—
- American Express Essential Rewards Credit Card · base earn rate 1 → 5 per $From the issuer's CDR feed—
- Qantas American Express Ultimate Card · earn rates restatedFrom the issuer's CDR feed—
- Qantas American Express Premium Card · earn rates restatedFrom the issuer's CDR feed—
- Qantas American Express Discovery Card · earn rates restatedFrom the issuer's CDR feed—
- American Express Explorer Credit Card · earn rates restatedFrom the issuer's CDR feed—
Show 2 earlier changes
- American Express Velocity Platinum Card · rewards program now Velocity Rewards2 fields
- Rewards program Velocity Frequent Flyer → Velocity Rewards
- Base earn rate 1.25 → 0.5
- American Express Velocity Escape Plus Card · rewards program now Velocity Rewards2 fields
- Rewards program Velocity Frequent Flyer → Velocity Rewards
- Base earn rate 0.75 → 0.5
Cards
Ranked by bonus net of first-year fee · of 51 bonus cardsMembership Rewards · 5
American Express Platinum CardEnds soon2.25 Membership Rewards pts per $ · $1,450 fee · international lounges · ends 6 Oct 2026
$930#1 of 51340,000 pts ≈ $2,380 · 240k in year 1
- Annual fee
- $1,450
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Rewards program
- Membership Rewards
- Base earn rate
- 2.25 Membership Rewards pts per $
- Purchase rate
- Charge card · paid in full monthly
- Airport lounges
- International
- Complimentary travel insurance
- Yes
Apply online by 6 October 2026, get approved, and spend $5,000 on eligible purchases within the first 3 months of approval for 240,000 points. Plus, earn an additional 100,000 points when you spend a further $5,000 within the first 3 months of your second year of Card Membership. New Amex Card Members only. Must apply via the exclusive offer link. T&Cs apply.
$395 fee · international lounges · ends 6 Oct 2026
$410#24 of 51115,000 pts ≈ $805
- Annual fee
- $395
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Rewards program
- Membership Rewards
- Government spend
- 1 pts per $
- Purchase rate
- 23.99% p.a.
- Interest-free days
- Up to 55
- Airport lounges
- International
- Complimentary travel insurance
- Yes
Apply online by 6 October 2026, get approved, and spend $4,000 on eligible purchases within the first 3 months. New Amex Card Members only. Must apply via the exclusive offer link. T&Cs apply.
5 Membership Rewards pts per $ · $108 fee · domestic lounges
$102#44 of 5130,000 pts ≈ $210
- Annual fee
- $108
- Monthly fee
- $9
- Additional cardholder
- Free
- Rewards program
- Membership Rewards
- Base earn rate
- 5 Membership Rewards pts per $
- Purchase rate
- 23.99% p.a.
- Interest-free days
- Up to 55
- Airport lounges
- Domestic
- Complimentary travel insurance
- No
Apply online, get approved, and spend $3,000 on eligible purchases within the first 3 months. New Amex Card Members only. T&Cs apply.
1 Membership Rewards pts per $ · $195 fee, $0 in year 1 · domestic lounges
—No bonus · $195 fee, $0 in year 1- Annual fee
- $195
- First-year fee
- $0
- Additional cardholder
- Free
- Rewards program
- Membership Rewards
- Base earn rate
- 1 Membership Rewards pts per $
- Purchase rate
- 23.99% p.a.
- Interest-free days
- Up to 55
- Airport lounges
- Domestic
- Complimentary travel insurance
- Yes
- Annual fee
- $395
- Additional cardholder
- Free
- Foreign transaction fee
- None
- Rewards program
- Membership Rewards
- Government spend
- 1 pts per $
- Purchase rate
- 23.99% p.a.
- Interest-free days
- Up to 55
- Airport lounges
- International
- Complimentary travel insurance
- Yes
Qantas Frequent Flyer · 3
1 Qantas Frequent Flyer pts per $ · $450 fee · international lounges · ends 17 Nov 2026
$510#19 of 51120,000 pts ≈ $960 · 70k in year 1
- Annual fee
- $450
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Rewards program
- Qantas Frequent Flyer
- Base earn rate
- 1 Qantas Frequent Flyer pts per $
- Purchase rate
- 23.99% p.a.
- Interest-free days
- Up to 44
- Airport lounges
- International
- Complimentary travel insurance
- Yes
Apply online by 17 November 2026, get approved, and spend $5,000 on eligible purchases within the first 3 months of approval for 70,000 Qantas Points. Plus, earn an additional 50,000 Qantas Points when you spend a further $5,000 within the first 3 months of your second year of Card Membership. New Amex Card Members only. T&Cs apply.
20,000 pts ≈ $160
- Annual fee
- $249
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Rewards program
- Qantas Frequent Flyer
- Travel spend
- 2 pts per $
- Purchase rate
- 23.99% p.a.
- Interest-free days
- Up to 44
- Airport lounges
- Domestic
- Complimentary travel insurance
- Yes
Apply online, get approved, and spend $3,000 on eligible purchases within the first 3 months of approval. New Amex Card Members only. T&Cs apply.
- Annual fee
- None
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Rewards program
- Qantas Frequent Flyer
- Travel spend
- 1.75 pts per $
- Purchase rate
- 23.99% p.a.
- Interest-free days
- Up to 44
- Airport lounges
- Domestic
- Complimentary travel insurance
- No
Velocity Rewards · 2
0.5 Velocity Rewards pts per $ · $440 fee · domestic lounges · ends 13 Oct 2026
$360#33 of 51100,000 pts ≈ $800 · 70k in year 1
- Annual fee
- $440
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Rewards program
- Velocity Rewards
- Base earn rate
- 0.5 Velocity Rewards pts per $
- Purchase rate
- 23.99% p.a.
- Interest-free days
- Up to 55
- Airport lounges
- Domestic
- Complimentary travel insurance
- Yes
Apply online by 13 October 2026, get approved, and spend $5,000 on eligible purchases within the first 3 months of approval for 70,000 points. Plus, earn an additional 30,000 points when you spend a further $5,000 within the first 3 months of your second year of Card Membership. New Amex Card Members only. T&Cs apply.
0.5 Velocity Rewards pts per $ · $95 fee · domestic lounges · ends 25 May 2027
$65#47 of 5120,000 pts ≈ $160
- Annual fee
- $95
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Rewards program
- Velocity Rewards
- Base earn rate
- 0.5 Velocity Rewards pts per $
- Purchase rate
- 23.99% p.a.
- Interest-free days
- Up to 55
- Airport lounges
- Domestic
- Complimentary travel insurance
- Yes
Apply online by 25 May 2027, get approved, and spend $3,000 on eligible purchases within the first 3 months of your approval date. New Amex Card Members only. T&Cs apply.
No rewards · 1
- Annual fee
- None
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Rewards program
- None
- Purchase rate
- 10.99% p.a.
- Interest-free days
- Up to 55
- Airport lounges
- Domestic
- Complimentary travel insurance
- No
Points are valued at BankMate's cents-per-point assumptions. Net figures deduct the first-year fee only. Compare all credit cards · Card report
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