Home loan · Variable
PACKAGE HOME LOANS
7.61%comparison rate p.a. · 7.24% advertised · With a package · $270 a year
Variable · P&I · Owner-occupier
136th of 149 variable owner-occupier P&I loans
The same choices at every rate type
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- None
- Variable · P&I · Owner-occupier
- 7.61% comparison · 7.24% advertised
- Variable · Interest Only · Owner-occupier
- 7.65% comparison · 7.34% advertised
- Variable · Interest Only · Owner-occupier
- 7.72% comparison · 7.34% advertised
- Variable · P&I · Investor
- 7.66% comparison · 7.29% advertised
- Variable · Interest Only · Investor
- 7.76% comparison · 7.39% advertised
- Variable · Interest Only · Investor
- 7.76% comparison · 7.39% advertised
- 1yr Fixed · P&I · Owner-occupier
- 7.09% comparison · 6.99% advertised
- 1yr Fixed · Interest Only · Owner-occupier
- 7.65% comparison · 7.64% advertised
- 1yr Fixed · P&I · Investor
- 7.65% comparison · 7.14% advertised
- 1yr Fixed · Interest Only · Investor
- 7.71% comparison · 7.74% advertised
- 2yr Fixed · P&I · Owner-occupier
- 7.57% comparison · 7.04% advertised
- 2yr Fixed · Interest Only · Owner-occupier
- 7.72% comparison · 7.79% advertised
- 2yr Fixed · P&I · Investor
- 7.64% comparison · 7.19% advertised
- 2yr Fixed · Interest Only · Investor
- 7.78% comparison · 7.89% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- None
- Valuation fee
- $350
- Package (a package)
- $270 a year
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $5,000
- Maximum loan
- $3,000,000
- PACKAGE HOME LOANS · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
November 20261 change
- 14Sat
- 13 variants up 0.19 to 0.4010 days after the RBA rise to 4.85%+0.19 to +0.40
Variable · P&I · Owner-occupier 7.36 7.61 +0.25 Variable · Interest Only · Owner-occupier 7.46 7.65 +0.19 Variable · Interest Only · Owner-occupier 7.46 7.72 +0.26 Variable · P&I · Investor 7.41 7.66 +0.25 Variable · Interest Only · Investor 7.51 7.76 +0.25 Variable · Interest Only · Investor 7.51 7.76 +0.25 1yr Fixed · Interest Only · Owner-occupier 7.40 7.65 +0.25 1yr Fixed · P&I · Investor 7.40 7.65 +0.25 1yr Fixed · Interest Only · Investor 7.46 7.71 +0.25 2yr Fixed · P&I · Owner-occupier 7.32 7.57 +0.25 2yr Fixed · Interest Only · Owner-occupier 7.32 7.72 +0.40 2yr Fixed · P&I · Investor 7.39 7.64 +0.25 2yr Fixed · Interest Only · Investor 7.53 7.78 +0.25
Also from Darling Downs Bank: ESSENTIAL HOME LOAN 7.04% · CLASSIC HOME LOAN 8.70%
As of 14 November 2026, the Darling Downs Bank PACKAGE HOME LOANS's variable owner-occupier P&I variant has a comparison rate of 7.61% (7.24% advertised), ranking 136th of 149 variable owner-occupier P&I loans and sitting 0.77 points above the market average of 6.84%. The product comes in 14 variants; the others are investor, interest-only and fixed-rate. Its rate last moved on 14 November 2026, 10 days after the RBA rise to 4.85%. From the provider's Consumer Data Right feed, refreshed nightly.