Home loan · Variable
Star Choice
6.51%comparison rate p.a. · 6.83% advertised
Variable · P&I · Owner-occupier · ≤85% LVR
47th of 91 variable owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $595
- Variable · P&I · Owner-occupier · ≤85% LVR
- 6.51% comparison · 6.83% advertised
- Variable · P&I · Owner-occupier · 85–90% LVR
- 6.81% comparison · 7.33% advertised
- Variable · P&I · Investor · ≤85% LVR
- 6.71% comparison · 7.03% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $595
- Valuation fee
- $244
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $50,000
- Maximum loan
- $2,500,000
- Star Choice · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
- Star Choice3 variants up 0.09 to 0.217 days after the RBA rise to 4.60%+0.09 to +0.21All Variable · P&I
Owner-occupier · ≤85% LVR 6.32 6.51 +0.19 Owner-occupier · 85–90% LVR 6.60 6.81 +0.21 Investor · ≤85% LVR 6.62 6.71 +0.09
Tracked since 25 September 2026. Our own corrections of a misread figure aren't shown.
Also from Homestar Finance: Star Essentials 6.23% · Star Nova 6.33% · Star Classic 6.33%
As of 15 October 2026, the Homestar Finance Star Choice's variable owner-occupier P&I variant has a comparison rate of 6.51% (6.83% advertised), ranking 47th of 91 variable owner-occupier P&I loans and sitting 0.03 points below the market average of 6.54%. The product comes in 3 variants; the others are investor and other LVR bands. Its rate last moved on 7 October 2026, 7 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.