Home loan · 1yr Fixed
Fixed Rate Loan
6.56%comparison rate p.a. · 6.89% advertised
1yr Fixed · P&I · Owner-occupier · 81–90% LVR
22nd of 50 1-year fixed owner-occupier P&I loans
The same choices at every rate type
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $250
- 1yr Fixed · P&I · Owner-occupier · 1–70% LVR
- 6.37% comparison · 6.74% advertised
- 1yr Fixed · P&I · Owner-occupier · 71–80% LVR
- 6.41% comparison · 6.74% advertised
- 1yr Fixed · P&I · Owner-occupier · 81–90% LVR
- 6.56% comparison · 6.89% advertised
- 1yr Fixed · P&I · Owner-occupier · 91–95% LVR
- 6.97% comparison · 6.99% advertised
- 1yr Fixed · Interest Only · Owner-occupier · 1–70% LVR
- 6.39% comparison · 6.99% advertised
- 1yr Fixed · Interest Only · Owner-occupier · 71–80% LVR
- 6.44% comparison · 6.99% advertised
- 1yr Fixed · P&I · Investor · 1–70% LVR
- 6.46% comparison · 6.79% advertised
- 1yr Fixed · P&I · Investor · 71–80% LVR
- 6.51% comparison · 6.79% advertised
- 1yr Fixed · P&I · Investor · 81–90% LVR
- 6.78% comparison · 6.89% advertised
- 1yr Fixed · Interest Only · Investor · 1–70% LVR
- 6.46% comparison · 6.84% advertised
- 1yr Fixed · Interest Only · Investor · 71–80% LVR
- 6.51% comparison · 6.84% advertised
- 1yr Fixed · Interest Only · Investor · 81–90% LVR
- 6.79% comparison · 6.94% advertised
- 2yr Fixed · P&I · Owner-occupier · 1–70% LVR
- 6.40% comparison · 6.69% advertised
- 2yr Fixed · P&I · Owner-occupier · 71–80% LVR
- 6.44% comparison · 6.69% advertised
- 2yr Fixed · P&I · Owner-occupier · 81–90% LVR
- 6.59% comparison · 6.84% advertised
- 2yr Fixed · P&I · Owner-occupier · 91–95% LVR
- 6.97% comparison · 6.94% advertised
- 2yr Fixed · Interest Only · Owner-occupier · 1–70% LVR
- 6.45% comparison · 6.94% advertised
- 2yr Fixed · Interest Only · Owner-occupier · 71–80% LVR
- 6.49% comparison · 6.94% advertised
- 2yr Fixed · P&I · Investor · 1–70% LVR
- 6.50% comparison · 6.79% advertised
- 2yr Fixed · P&I · Investor · 71–80% LVR
- 6.54% comparison · 6.79% advertised
- 2yr Fixed · P&I · Investor · 81–90% LVR
- 6.80% comparison · 6.89% advertised
- 2yr Fixed · Interest Only · Investor · 1–70% LVR
- 6.50% comparison · 6.79% advertised
- 2yr Fixed · Interest Only · Investor · 71–80% LVR
- 6.54% comparison · 6.79% advertised
- 2yr Fixed · Interest Only · Investor · 81–90% LVR
- 6.80% comparison · 6.89% advertised
- 3yr Fixed · P&I · Owner-occupier · 1–70% LVR
- 6.48% comparison · 6.84% advertised
- 3yr Fixed · P&I · Owner-occupier · 71–80% LVR
- 6.51% comparison · 6.84% advertised
- 3yr Fixed · P&I · Owner-occupier · 81–90% LVR
- 6.65% comparison · 6.94% advertised
- 3yr Fixed · P&I · Owner-occupier · 91–95% LVR
- 7.00% comparison · 7.04% advertised
- 3yr Fixed · Interest Only · Owner-occupier · 1–70% LVR
- 6.54% comparison · 7.09% advertised
- 3yr Fixed · Interest Only · Owner-occupier · 71–80% LVR
- 6.58% comparison · 7.09% advertised
- 3yr Fixed · P&I · Investor · 1–70% LVR
- 6.55% comparison · 6.84% advertised
- 3yr Fixed · P&I · Investor · 71–80% LVR
- 6.58% comparison · 6.84% advertised
- 3yr Fixed · P&I · Investor · 81–90% LVR
- 6.83% comparison · 6.94% advertised
- 3yr Fixed · Interest Only · Investor · 1–70% LVR
- 6.57% comparison · 6.94% advertised
- 3yr Fixed · Interest Only · Investor · 71–80% LVR
- 6.61% comparison · 6.94% advertised
- 3yr Fixed · Interest Only · Investor · 81–90% LVR
- 6.85% comparison · 7.04% advertised
- 4yr Fixed · P&I · Owner-occupier · 1–70% LVR
- 6.56% comparison · 6.94% advertised
- 4yr Fixed · P&I · Owner-occupier · 71–80% LVR
- 6.59% comparison · 6.94% advertised
- 4yr Fixed · P&I · Owner-occupier · 81–90% LVR
- 6.72% comparison · 7.04% advertised
- 4yr Fixed · P&I · Owner-occupier · 91–95% LVR
- 7.04% comparison · 7.14% advertised
- 4yr Fixed · Interest Only · Owner-occupier · 1–70% LVR
- 6.68% comparison · 7.29% advertised
- 4yr Fixed · Interest Only · Owner-occupier · 71–80% LVR
- 6.71% comparison · 7.29% advertised
- 4yr Fixed · P&I · Investor · 1–70% LVR
- 6.64% comparison · 6.99% advertised
- 4yr Fixed · P&I · Investor · 71–80% LVR
- 6.67% comparison · 6.99% advertised
- 4yr Fixed · P&I · Investor · 81–90% LVR
- 6.90% comparison · 7.09% advertised
- 4yr Fixed · Interest Only · Investor · 1–70% LVR
- 6.69% comparison · 7.14% advertised
- 4yr Fixed · Interest Only · Investor · 71–80% LVR
- 6.72% comparison · 7.14% advertised
- 4yr Fixed · Interest Only · Investor · 81–90% LVR
- 6.95% comparison · 7.24% advertised
- 5yr Fixed · P&I · Owner-occupier · 1–70% LVR
- 6.61% comparison · 6.94% advertised
- 5yr Fixed · P&I · Owner-occupier · 71–80% LVR
- 6.64% comparison · 6.94% advertised
- 5yr Fixed · P&I · Owner-occupier · 81–90% LVR
- 6.76% comparison · 7.04% advertised
- 5yr Fixed · P&I · Owner-occupier · 91–95% LVR
- 7.06% comparison · 7.14% advertised
- 5yr Fixed · Interest Only · Owner-occupier · 1–70% LVR
- 6.75% comparison · 7.29% advertised
- 5yr Fixed · Interest Only · Owner-occupier · 71–80% LVR
- 6.78% comparison · 7.29% advertised
- 5yr Fixed · P&I · Investor · 1–70% LVR
- 6.69% comparison · 6.99% advertised
- 5yr Fixed · P&I · Investor · 71–80% LVR
- 6.71% comparison · 6.99% advertised
- 5yr Fixed · P&I · Investor · 81–90% LVR
- 6.93% comparison · 7.09% advertised
- 5yr Fixed · Interest Only · Investor · 1–70% LVR
- 6.74% comparison · 7.14% advertised
- 5yr Fixed · Interest Only · Investor · 71–80% LVR
- 6.77% comparison · 7.14% advertised
- 5yr Fixed · Interest Only · Investor · 81–90% LVR
- 6.99% comparison · 7.24% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $250
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $20,000
- Maximum loan
- $3,000,000
- Fixed Rate Loan · 1yr Fixed · P&I · Owner-occupier
- RBA cash rate
October 20262 changes
- 9Fri
- 60 variants up 0.14 to 0.239 days after the RBA rise to 4.60%+0.14 to +0.23
1yr Fixed · P&I · Owner-occupier · 1–70% LVR 6.14 6.37 +0.23 1yr Fixed · P&I · Owner-occupier · 71–80% LVR 6.19 6.41 +0.22 1yr Fixed · P&I · Owner-occupier · 81–90% LVR 6.34 6.56 +0.22 1yr Fixed · P&I · Owner-occupier · 91–95% LVR 6.75 6.97 +0.22 1yr Fixed · Interest Only · Owner-occupier · 1–70% LVR 6.16 6.39 +0.23 1yr Fixed · Interest Only · Owner-occupier · 71–80% LVR 6.21 6.44 +0.23 1yr Fixed · P&I · Investor · 1–70% LVR 6.24 6.46 +0.22 1yr Fixed · P&I · Investor · 71–80% LVR 6.28 6.51 +0.23 1yr Fixed · P&I · Investor · 81–90% LVR 6.56 6.78 +0.22 1yr Fixed · Interest Only · Investor · 1–70% LVR 6.24 6.46 +0.22 1yr Fixed · Interest Only · Investor · 71–80% LVR 6.28 6.51 +0.23 1yr Fixed · Interest Only · Investor · 81–90% LVR 6.56 6.79 +0.23 2yr Fixed · P&I · Owner-occupier · 1–70% LVR 6.20 6.40 +0.20 2yr Fixed · P&I · Owner-occupier · 71–80% LVR 6.24 6.44 +0.20 2yr Fixed · P&I · Owner-occupier · 81–90% LVR 6.39 6.59 +0.20 2yr Fixed · P&I · Owner-occupier · 91–95% LVR 6.77 6.97 +0.20 2yr Fixed · Interest Only · Owner-occupier · 1–70% LVR 6.24 6.45 +0.21 2yr Fixed · Interest Only · Owner-occupier · 71–80% LVR 6.28 6.49 +0.21 2yr Fixed · P&I · Investor · 1–70% LVR 6.30 6.50 +0.20 2yr Fixed · P&I · Investor · 71–80% LVR 6.34 6.54 +0.20 2yr Fixed · P&I · Investor · 81–90% LVR 6.60 6.80 +0.20 2yr Fixed · Interest Only · Investor · 1–70% LVR 6.29 6.50 +0.21 2yr Fixed · Interest Only · Investor · 71–80% LVR 6.33 6.54 +0.21 2yr Fixed · Interest Only · Investor · 81–90% LVR 6.60 6.80 +0.20 3yr Fixed · P&I · Owner-occupier · 1–70% LVR 6.30 6.48 +0.18 3yr Fixed · P&I · Owner-occupier · 71–80% LVR 6.33 6.51 +0.18 3yr Fixed · P&I · Owner-occupier · 81–90% LVR 6.47 6.65 +0.18 3yr Fixed · P&I · Owner-occupier · 91–95% LVR 6.82 7.00 +0.18 3yr Fixed · Interest Only · Owner-occupier · 1–70% LVR 6.36 6.54 +0.18 3yr Fixed · Interest Only · Owner-occupier · 71–80% LVR 6.40 6.58 +0.18 3yr Fixed · P&I · Investor · 1–70% LVR 6.37 6.55 +0.18 3yr Fixed · P&I · Investor · 71–80% LVR 6.40 6.58 +0.18 3yr Fixed · P&I · Investor · 81–90% LVR 6.65 6.83 +0.18 3yr Fixed · Interest Only · Investor · 1–70% LVR 6.39 6.57 +0.18 3yr Fixed · Interest Only · Investor · 71–80% LVR 6.43 6.61 +0.18 3yr Fixed · Interest Only · Investor · 81–90% LVR 6.67 6.85 +0.18 4yr Fixed · P&I · Owner-occupier · 1–70% LVR 6.40 6.56 +0.16 4yr Fixed · P&I · Owner-occupier · 71–80% LVR 6.43 6.59 +0.16 4yr Fixed · P&I · Owner-occupier · 81–90% LVR 6.56 6.72 +0.16 4yr Fixed · P&I · Owner-occupier · 91–95% LVR 6.89 7.04 +0.15 4yr Fixed · Interest Only · Owner-occupier · 1–70% LVR 6.52 6.68 +0.16 4yr Fixed · Interest Only · Owner-occupier · 71–80% LVR 6.55 6.71 +0.16 4yr Fixed · P&I · Investor · 1–70% LVR 6.48 6.64 +0.16 4yr Fixed · P&I · Investor · 71–80% LVR 6.51 6.67 +0.16 4yr Fixed · P&I · Investor · 81–90% LVR 6.74 6.90 +0.16 4yr Fixed · Interest Only · Investor · 1–70% LVR 6.53 6.69 +0.16 4yr Fixed · Interest Only · Investor · 71–80% LVR 6.56 6.72 +0.16 4yr Fixed · Interest Only · Investor · 81–90% LVR 6.79 6.95 +0.16 5yr Fixed · P&I · Owner-occupier · 1–70% LVR 6.47 6.61 +0.14 5yr Fixed · P&I · Owner-occupier · 71–80% LVR 6.49 6.64 +0.15 5yr Fixed · P&I · Owner-occupier · 81–90% LVR 6.62 6.76 +0.14 5yr Fixed · P&I · Owner-occupier · 91–95% LVR 6.92 7.06 +0.14 5yr Fixed · Interest Only · Owner-occupier · 1–70% LVR 6.61 6.75 +0.14 5yr Fixed · Interest Only · Owner-occupier · 71–80% LVR 6.64 6.78 +0.14 5yr Fixed · P&I · Investor · 1–70% LVR 6.55 6.69 +0.14 5yr Fixed · P&I · Investor · 71–80% LVR 6.57 6.71 +0.14 5yr Fixed · P&I · Investor · 81–90% LVR 6.79 6.93 +0.14 5yr Fixed · Interest Only · Investor · 1–70% LVR 6.60 6.74 +0.14 5yr Fixed · Interest Only · Investor · 71–80% LVR 6.63 6.77 +0.14 5yr Fixed · Interest Only · Investor · 81–90% LVR 6.84 6.99 +0.15
- 8Thu
- 30 variants up 0.01 to 0.058 days after the RBA rise to 4.60%+0.01 to +0.05All Owner-occupier
1yr Fixed · P&I · 1–70% LVR 6.13 6.14 +0.01 1yr Fixed · P&I · 71–80% LVR 6.17 6.19 +0.02 1yr Fixed · P&I · 81–90% LVR 6.33 6.34 +0.01 1yr Fixed · P&I · 91–95% LVR 6.74 6.75 +0.01 1yr Fixed · Interest Only · 1–70% LVR 6.15 6.16 +0.01 1yr Fixed · Interest Only · 71–80% LVR 6.20 6.21 +0.01 2yr Fixed · P&I · 1–70% LVR 6.18 6.20 +0.02 2yr Fixed · P&I · 71–80% LVR 6.22 6.24 +0.02 2yr Fixed · P&I · 81–90% LVR 6.37 6.39 +0.02 2yr Fixed · P&I · 91–95% LVR 6.75 6.77 +0.02 2yr Fixed · Interest Only · 1–70% LVR 6.22 6.24 +0.02 2yr Fixed · Interest Only · 71–80% LVR 6.26 6.28 +0.02 3yr Fixed · P&I · 1–70% LVR 6.27 6.30 +0.03 3yr Fixed · P&I · 71–80% LVR 6.30 6.33 +0.03 3yr Fixed · P&I · 81–90% LVR 6.44 6.47 +0.03 3yr Fixed · P&I · 91–95% LVR 6.79 6.82 +0.03 3yr Fixed · Interest Only · 1–70% LVR 6.33 6.36 +0.03 3yr Fixed · Interest Only · 71–80% LVR 6.37 6.40 +0.03 4yr Fixed · P&I · 1–70% LVR 6.36 6.40 +0.04 4yr Fixed · P&I · 71–80% LVR 6.39 6.43 +0.04 4yr Fixed · P&I · 81–90% LVR 6.53 6.56 +0.03 4yr Fixed · P&I · 91–95% LVR 6.85 6.89 +0.04 4yr Fixed · Interest Only · 1–70% LVR 6.48 6.52 +0.04 4yr Fixed · Interest Only · 71–80% LVR 6.51 6.55 +0.04 5yr Fixed · P&I · 1–70% LVR 6.42 6.47 +0.05 5yr Fixed · P&I · 71–80% LVR 6.45 6.49 +0.04 5yr Fixed · P&I · 81–90% LVR 6.58 6.62 +0.04 5yr Fixed · P&I · 91–95% LVR 6.88 6.92 +0.04 5yr Fixed · Interest Only · 1–70% LVR 6.56 6.61 +0.05 5yr Fixed · Interest Only · 71–80% LVR 6.59 6.64 +0.05
September 20263 changes
- 29Tue
- 60 variants up 0.02 to 0.09+0.02 to +0.09
1yr Fixed · P&I · Owner-occupier · 1–70% LVR 6.11 6.13 +0.02 1yr Fixed · P&I · Owner-occupier · 71–80% LVR 6.15 6.17 +0.02 1yr Fixed · P&I · Owner-occupier · 81–90% LVR 6.30 6.33 +0.03 1yr Fixed · P&I · Owner-occupier · 91–95% LVR 6.72 6.74 +0.02 1yr Fixed · Interest Only · Owner-occupier · 1–70% LVR 6.13 6.15 +0.02 1yr Fixed · Interest Only · Owner-occupier · 71–80% LVR 6.18 6.20 +0.02 1yr Fixed · P&I · Investor · 1–70% LVR 6.21 6.24 +0.03 1yr Fixed · P&I · Investor · 71–80% LVR 6.26 6.28 +0.02 1yr Fixed · P&I · Investor · 81–90% LVR 6.54 6.56 +0.02 1yr Fixed · Interest Only · Investor · 1–70% LVR 6.22 6.24 +0.02 1yr Fixed · Interest Only · Investor · 71–80% LVR 6.26 6.28 +0.02 1yr Fixed · Interest Only · Investor · 81–90% LVR 6.54 6.56 +0.02 2yr Fixed · P&I · Owner-occupier · 1–70% LVR 6.14 6.18 +0.04 2yr Fixed · P&I · Owner-occupier · 71–80% LVR 6.18 6.22 +0.04 2yr Fixed · P&I · Owner-occupier · 81–90% LVR 6.33 6.37 +0.04 2yr Fixed · P&I · Owner-occupier · 91–95% LVR 6.71 6.75 +0.04 2yr Fixed · Interest Only · Owner-occupier · 1–70% LVR 6.18 6.22 +0.04 2yr Fixed · Interest Only · Owner-occupier · 71–80% LVR 6.22 6.26 +0.04 2yr Fixed · P&I · Investor · 1–70% LVR 6.26 6.30 +0.04 2yr Fixed · P&I · Investor · 71–80% LVR 6.30 6.34 +0.04 2yr Fixed · P&I · Investor · 81–90% LVR 6.56 6.60 +0.04 2yr Fixed · Interest Only · Investor · 1–70% LVR 6.26 6.29 +0.03 2yr Fixed · Interest Only · Investor · 71–80% LVR 6.30 6.33 +0.03 2yr Fixed · Interest Only · Investor · 81–90% LVR 6.56 6.60 +0.04 3yr Fixed · P&I · Owner-occupier · 1–70% LVR 6.22 6.27 +0.05 3yr Fixed · P&I · Owner-occupier · 71–80% LVR 6.26 6.30 +0.04 3yr Fixed · P&I · Owner-occupier · 81–90% LVR 6.40 6.44 +0.04 3yr Fixed · P&I · Owner-occupier · 91–95% LVR 6.75 6.79 +0.04 3yr Fixed · Interest Only · Owner-occupier · 1–70% LVR 6.28 6.33 +0.05 3yr Fixed · Interest Only · Owner-occupier · 71–80% LVR 6.31 6.37 +0.06 3yr Fixed · P&I · Investor · 1–70% LVR 6.31 6.37 +0.06 3yr Fixed · P&I · Investor · 71–80% LVR 6.35 6.40 +0.05 3yr Fixed · P&I · Investor · 81–90% LVR 6.59 6.65 +0.06 3yr Fixed · Interest Only · Investor · 1–70% LVR 6.34 6.39 +0.05 3yr Fixed · Interest Only · Investor · 71–80% LVR 6.37 6.43 +0.06 3yr Fixed · Interest Only · Investor · 81–90% LVR 6.62 6.67 +0.05 4yr Fixed · P&I · Owner-occupier · 1–70% LVR 6.31 6.36 +0.05 4yr Fixed · P&I · Owner-occupier · 71–80% LVR 6.34 6.39 +0.05 4yr Fixed · P&I · Owner-occupier · 81–90% LVR 6.47 6.53 +0.06 4yr Fixed · P&I · Owner-occupier · 91–95% LVR 6.79 6.85 +0.06 4yr Fixed · Interest Only · Owner-occupier · 1–70% LVR 6.41 6.48 +0.07 4yr Fixed · Interest Only · Owner-occupier · 71–80% LVR 6.44 6.51 +0.07 4yr Fixed · P&I · Investor · 1–70% LVR 6.41 6.48 +0.07 4yr Fixed · P&I · Investor · 71–80% LVR 6.44 6.51 +0.07 4yr Fixed · P&I · Investor · 81–90% LVR 6.67 6.74 +0.07 4yr Fixed · Interest Only · Investor · 1–70% LVR 6.45 6.53 +0.08 4yr Fixed · Interest Only · Investor · 71–80% LVR 6.49 6.56 +0.07 4yr Fixed · Interest Only · Investor · 81–90% LVR 6.72 6.79 +0.07 5yr Fixed · P&I · Owner-occupier · 1–70% LVR 6.35 6.42 +0.07 5yr Fixed · P&I · Owner-occupier · 71–80% LVR 6.38 6.45 +0.07 5yr Fixed · P&I · Owner-occupier · 81–90% LVR 6.51 6.58 +0.07 5yr Fixed · P&I · Owner-occupier · 91–95% LVR 6.81 6.88 +0.07 5yr Fixed · Interest Only · Owner-occupier · 1–70% LVR 6.47 6.56 +0.09 5yr Fixed · Interest Only · Owner-occupier · 71–80% LVR 6.50 6.59 +0.09 5yr Fixed · P&I · Investor · 1–70% LVR 6.46 6.55 +0.09 5yr Fixed · P&I · Investor · 71–80% LVR 6.48 6.57 +0.09 5yr Fixed · P&I · Investor · 81–90% LVR 6.70 6.79 +0.09 5yr Fixed · Interest Only · Investor · 1–70% LVR 6.51 6.60 +0.09 5yr Fixed · Interest Only · Investor · 71–80% LVR 6.54 6.63 +0.09 5yr Fixed · Interest Only · Investor · 81–90% LVR 6.75 6.84 +0.09
- 23Wed
- 20 variants up 0.02 to 0.05+0.02 to +0.05All Owner-occupier
1yr Fixed · P&I · 1–70% LVR 6.06 6.11 +0.05 1yr Fixed · P&I · 71–80% LVR 6.11 6.15 +0.04 1yr Fixed · Interest Only · 1–70% LVR 6.09 6.13 +0.04 1yr Fixed · Interest Only · 71–80% LVR 6.13 6.18 +0.05 2yr Fixed · P&I · 1–70% LVR 6.10 6.14 +0.04 2yr Fixed · P&I · 71–80% LVR 6.14 6.18 +0.04 2yr Fixed · Interest Only · 1–70% LVR 6.14 6.18 +0.04 2yr Fixed · Interest Only · 71–80% LVR 6.18 6.22 +0.04 3yr Fixed · P&I · 1–70% LVR 6.19 6.22 +0.03 3yr Fixed · P&I · 71–80% LVR 6.22 6.26 +0.04 3yr Fixed · Interest Only · 1–70% LVR 6.24 6.28 +0.04 3yr Fixed · Interest Only · 71–80% LVR 6.28 6.31 +0.03 4yr Fixed · P&I · 1–70% LVR 6.27 6.31 +0.04 4yr Fixed · P&I · 71–80% LVR 6.31 6.34 +0.03 4yr Fixed · Interest Only · 1–70% LVR 6.37 6.41 +0.04 4yr Fixed · Interest Only · 71–80% LVR 6.41 6.44 +0.03 5yr Fixed · P&I · 1–70% LVR 6.33 6.35 +0.02 5yr Fixed · P&I · 71–80% LVR 6.35 6.38 +0.03 5yr Fixed · Interest Only · 1–70% LVR 6.45 6.47 +0.02 5yr Fixed · Interest Only · 71–80% LVR 6.47 6.50 +0.03
- 16Wed
- 60 variants up 0.02 to 0.09+0.02 to +0.09
1yr Fixed · P&I · Owner-occupier · 1–70% LVR 6.04 6.06 +0.02 1yr Fixed · P&I · Owner-occupier · 71–80% LVR 6.09 6.11 +0.02 1yr Fixed · P&I · Owner-occupier · 81–90% LVR 6.28 6.30 +0.02 1yr Fixed · P&I · Owner-occupier · 91–95% LVR 6.70 6.72 +0.02 1yr Fixed · Interest Only · Owner-occupier · 1–70% LVR 6.07 6.09 +0.02 1yr Fixed · Interest Only · Owner-occupier · 71–80% LVR 6.11 6.13 +0.02 1yr Fixed · P&I · Investor · 1–70% LVR 6.19 6.21 +0.02 1yr Fixed · P&I · Investor · 71–80% LVR 6.24 6.26 +0.02 1yr Fixed · P&I · Investor · 81–90% LVR 6.52 6.54 +0.02 1yr Fixed · Interest Only · Investor · 1–70% LVR 6.20 6.22 +0.02 1yr Fixed · Interest Only · Investor · 71–80% LVR 6.24 6.26 +0.02 1yr Fixed · Interest Only · Investor · 81–90% LVR 6.52 6.54 +0.02 2yr Fixed · P&I · Owner-occupier · 1–70% LVR 6.06 6.10 +0.04 2yr Fixed · P&I · Owner-occupier · 71–80% LVR 6.10 6.14 +0.04 2yr Fixed · P&I · Owner-occupier · 81–90% LVR 6.29 6.33 +0.04 2yr Fixed · P&I · Owner-occupier · 91–95% LVR 6.67 6.71 +0.04 2yr Fixed · Interest Only · Owner-occupier · 1–70% LVR 6.10 6.14 +0.04 2yr Fixed · Interest Only · Owner-occupier · 71–80% LVR 6.15 6.18 +0.03 2yr Fixed · P&I · Investor · 1–70% LVR 6.22 6.26 +0.04 2yr Fixed · P&I · Investor · 71–80% LVR 6.26 6.30 +0.04 2yr Fixed · P&I · Investor · 81–90% LVR 6.52 6.56 +0.04 2yr Fixed · Interest Only · Investor · 1–70% LVR 6.22 6.26 +0.04 2yr Fixed · Interest Only · Investor · 71–80% LVR 6.26 6.30 +0.04 2yr Fixed · Interest Only · Investor · 81–90% LVR 6.52 6.56 +0.04 3yr Fixed · P&I · Owner-occupier · 1–70% LVR 6.13 6.19 +0.06 3yr Fixed · P&I · Owner-occupier · 71–80% LVR 6.17 6.22 +0.05 3yr Fixed · P&I · Owner-occupier · 81–90% LVR 6.34 6.40 +0.06 3yr Fixed · P&I · Owner-occupier · 91–95% LVR 6.69 6.75 +0.06 3yr Fixed · Interest Only · Owner-occupier · 1–70% LVR 6.18 6.24 +0.06 3yr Fixed · Interest Only · Owner-occupier · 71–80% LVR 6.22 6.28 +0.06 3yr Fixed · P&I · Investor · 1–70% LVR 6.25 6.31 +0.06 3yr Fixed · P&I · Investor · 71–80% LVR 6.29 6.35 +0.06 3yr Fixed · P&I · Investor · 81–90% LVR 6.53 6.59 +0.06 3yr Fixed · Interest Only · Investor · 1–70% LVR 6.28 6.34 +0.06 3yr Fixed · Interest Only · Investor · 71–80% LVR 6.32 6.37 +0.05 3yr Fixed · Interest Only · Investor · 81–90% LVR 6.56 6.62 +0.06 4yr Fixed · P&I · Owner-occupier · 1–70% LVR 6.20 6.27 +0.07 4yr Fixed · P&I · Owner-occupier · 71–80% LVR 6.23 6.31 +0.08 4yr Fixed · P&I · Owner-occupier · 81–90% LVR 6.40 6.47 +0.07 4yr Fixed · P&I · Owner-occupier · 91–95% LVR 6.72 6.79 +0.07 4yr Fixed · Interest Only · Owner-occupier · 1–70% LVR 6.30 6.37 +0.07 4yr Fixed · Interest Only · Owner-occupier · 71–80% LVR 6.33 6.41 +0.08 4yr Fixed · P&I · Investor · 1–70% LVR 6.33 6.41 +0.08 4yr Fixed · P&I · Investor · 71–80% LVR 6.37 6.44 +0.07 4yr Fixed · P&I · Investor · 81–90% LVR 6.59 6.67 +0.08 4yr Fixed · Interest Only · Investor · 1–70% LVR 6.38 6.45 +0.07 4yr Fixed · Interest Only · Investor · 71–80% LVR 6.41 6.49 +0.08 4yr Fixed · Interest Only · Investor · 81–90% LVR 6.64 6.72 +0.08 5yr Fixed · P&I · Owner-occupier · 1–70% LVR 6.24 6.33 +0.09 5yr Fixed · P&I · Owner-occupier · 71–80% LVR 6.27 6.35 +0.08 5yr Fixed · P&I · Owner-occupier · 81–90% LVR 6.42 6.51 +0.09 5yr Fixed · P&I · Owner-occupier · 91–95% LVR 6.72 6.81 +0.09 5yr Fixed · Interest Only · Owner-occupier · 1–70% LVR 6.36 6.45 +0.09 5yr Fixed · Interest Only · Owner-occupier · 71–80% LVR 6.39 6.47 +0.08 5yr Fixed · P&I · Investor · 1–70% LVR 6.37 6.46 +0.09 5yr Fixed · P&I · Investor · 71–80% LVR 6.39 6.48 +0.09 5yr Fixed · P&I · Investor · 81–90% LVR 6.61 6.70 +0.09 5yr Fixed · Interest Only · Investor · 1–70% LVR 6.42 6.51 +0.09 5yr Fixed · Interest Only · Investor · 71–80% LVR 6.45 6.54 +0.09 5yr Fixed · Interest Only · Investor · 81–90% LVR 6.67 6.75 +0.08
Fixed interest rate home loans for terms of one to five years.
Also from ING: Mortgage Simplifier 6.37% · Orange Advantage 6.73%
As of 2 November 2026, the ING Fixed Rate Loan's 1-year fixed owner-occupier P&I variant has a comparison rate of 6.37% (6.74% advertised), ranking 11th of 50 1-year fixed owner-occupier P&I loans. The product comes in 60 variants; the others are investor, interest-only, other fixed terms and other LVR bands. Its rate last moved on 9 October 2026, 9 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.