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Home loan · Variable

Orange Advantage

Loan for
Repayments
Deposit

6.73%comparison rate p.a. · 6.44% advertised

Variable · P&I · Owner-occupier · 71–80% LVR

72nd of 93 variable owner-occupier P&I loans

Go to ING

Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Application fee
None
Ongoing fee
$25 a month
Discharge fee
$250
Compare all 321 home loans
Compare ING Orange Advantage side by side

Often compared with: ING Mortgage Simplifier · Macquarie · ubank

Variable · P&I · Owner-occupier · 1–50% LVR
6.73% comparison · 6.44% advertised
Variable · P&I · Owner-occupier · 51–60% LVR
6.73% comparison · 6.44% advertised
Variable · P&I · Owner-occupier · 61–70% LVR
6.73% comparison · 6.44% advertised
Variable · P&I · Owner-occupier · 71–80% LVR
6.73% comparison · 6.44% advertised
Variable · P&I · Owner-occupier · 81–90% LVR
6.82% comparison · 6.54% advertised
Variable · P&I · Owner-occupier · 91–95% LVR
7.17% comparison · 6.89% advertised
Variable · Interest Only · Owner-occupier · 1–50% LVR
6.92% comparison · 6.94% advertised
Variable · Interest Only · Owner-occupier · 51–60% LVR
6.92% comparison · 6.94% advertised
Variable · Interest Only · Owner-occupier · 61–70% LVR
6.92% comparison · 6.94% advertised
Variable · Interest Only · Owner-occupier · 71–80% LVR
6.92% comparison · 6.94% advertised
Variable · P&I · Investor · 1–50% LVR
6.82% comparison · 6.54% advertised
Variable · P&I · Investor · 51–60% LVR
6.82% comparison · 6.54% advertised
Variable · P&I · Investor · 61–70% LVR
6.82% comparison · 6.54% advertised
Variable · P&I · Investor · 71–80% LVR
6.82% comparison · 6.54% advertised
Variable · P&I · Investor · 81–90% LVR
7.02% comparison · 6.74% advertised
Variable · Interest Only · Investor · 1–50% LVR
6.87% comparison · 6.69% advertised
Variable · Interest Only · Investor · 51–60% LVR
6.87% comparison · 6.69% advertised
Variable · Interest Only · Investor · 61–70% LVR
6.87% comparison · 6.69% advertised
Variable · Interest Only · Investor · 71–80% LVR
6.87% comparison · 6.69% advertised
Variable · Interest Only · Investor · 81–90% LVR
7.09% comparison · 6.94% advertised

Application fee
None
Ongoing fee
$25 a month
Discharge fee
$250
Redraw fee
None

Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

Minimum loan
$20,000
Maximum loan
$3,000,000

  • Orange Advantage · Variable · P&I · Owner-occupier
  • RBA cash rate
  • Market average
4.005.006.007.00SepOctToday6.73% p.a. today

October 20261 change

  1. 9Fri
    • 20 variants up 0.24 to 0.289 days after the RBA rise to 4.60%
      All Variable
      P&I · Owner-occupier · 1–50% LVR6.486.73+0.25
      P&I · Owner-occupier · 51–60% LVR6.486.73+0.25
      P&I · Owner-occupier · 61–70% LVR6.486.73+0.25
      P&I · Owner-occupier · 71–80% LVR6.486.73+0.25
      P&I · Owner-occupier · 81–90% LVR6.586.82+0.24
      P&I · Owner-occupier · 91–95% LVR6.927.17+0.25
      Interest Only · Owner-occupier · 1–50% LVR6.646.92+0.28
      Interest Only · Owner-occupier · 51–60% LVR6.646.92+0.28
      Interest Only · Owner-occupier · 61–70% LVR6.646.92+0.28
      Interest Only · Owner-occupier · 71–80% LVR6.646.92+0.28
      P&I · Investor · 1–50% LVR6.586.82+0.24
      P&I · Investor · 51–60% LVR6.586.82+0.24
      P&I · Investor · 61–70% LVR6.586.82+0.24
      P&I · Investor · 71–80% LVR6.586.82+0.24
      P&I · Investor · 81–90% LVR6.787.02+0.24
      Interest Only · Investor · 1–50% LVR6.626.87+0.25
      Interest Only · Investor · 51–60% LVR6.626.87+0.25
      Interest Only · Investor · 61–70% LVR6.626.87+0.25
      Interest Only · Investor · 71–80% LVR6.626.87+0.25
      Interest Only · Investor · 81–90% LVR6.847.09+0.25
      +0.24 to +0.28

September 20261 change

  1. 23Wed
    • 8 variants moved in both directions
      All Variable
      P&I · Owner-occupier · 1–50% LVR6.436.48+0.05
      P&I · Owner-occupier · 51–60% LVR6.436.48+0.05
      P&I · Owner-occupier · 61–70% LVR6.436.48+0.05
      P&I · Owner-occupier · 71–80% LVR6.436.48+0.05
      P&I · Owner-occupier · 81–90% LVR6.636.58−0.05
      P&I · Owner-occupier · 91–95% LVR6.976.92−0.05
      P&I · Investor · 81–90% LVR6.876.78−0.09
      Interest Only · Investor · 81–90% LVR6.946.84−0.10
      −0.10 to +0.05

Includes a 100% interest offset when linked to our Orange Everyday bank account.

Also from ING: Mortgage Simplifier 6.37% · Fixed Rate Loan 6.37%

As of 2 November 2026, the ING Orange Advantage's variable owner-occupier P&I variant has a comparison rate of 6.73% (6.44% advertised), ranking 72nd of 93 variable owner-occupier P&I loans and sitting 0.15 points above the market average of 6.58%. The product comes in 20 variants; the others are investor, interest-only and other LVR bands. Its rate last moved on 9 October 2026, 9 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.