Home loan · Variable
Basic Variable Rate Home Loan
6.44%comparison rate p.a. · 6.39% advertised
Variable · P&I · Owner-occupier · 60–80% LVR
31st of 149 variable owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- $155
- Ongoing fee
- None
- Discharge fee
- $200
- Variable · P&I · Owner-occupier · ≤60% LVR
- 6.34% comparison · 6.29% advertised
- Variable · P&I · Owner-occupier · 60–80% LVR
- 6.44% comparison · 6.39% advertised
- Variable · P&I · Owner-occupier · 80–95% LVR
- 6.64% comparison · 6.59% advertised
- Application fee
- $155
- Ongoing fee
- None
- Discharge fee
- $200
- Redraw fee
- None
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $30,000
- Basic Variable Rate Home Loan · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
No changes recorded for this product since tracking began on 11 November 2026.
Also from Bank Orange: Premium Home Loan Fixed 6.43% · Premium Home Loan Variable 6.69%
As of 13 November 2026, the Bank Orange Basic Variable Rate Home Loan's variable owner-occupier P&I variant has a comparison rate of 6.44% (6.39% advertised), ranking 31st of 149 variable owner-occupier P&I loans and sitting 0.38 points below the market average of 6.82%. The product comes in 3 variants; the others are other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.