Liberty · Personal loan · Secured · Fixed

Secured personal loan

As of 1 October 2026, the Liberty Secured personal loan has a comparison rate of 6.10% (from 5.67% advertised), ranking 7th of 105 secured loans tracked by BankMate. It is a secured fixed-rate loan for any purpose with fees of $310 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

6.10%comparison rate p.a.

from 5.67% advertised · Secured · fixed · any purpose

Fees: $310 application.

Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Go to Liberty

Rate over time

Comparison rate · lenders publish the lowest rate in their range

No rate history has been recorded for this loan yet.

Changes

No history has been recorded for this product yet.

Rates

Advertised rate
from 5.67% p.a.
Comparison rate
6.10% p.a.
Rate type
Fixed

Fees

Application fee
$310
Monthly fee
None
Annual fee
None
Early repayment fee
None

Loan terms

Loan amount
$5,000 – $80,000
Extra repayments
Yes
Early payout
Yes
Redraw
No
Flexible repayment frequency
Yes

Eligibility

Minimum income
$20,000 a year
Minimum age
18
Residency
Australian residents only

Compare all personal loans