As of 18 September 2026, the NAB Car Loan has a comparison rate of 7.55% (from 5.99% advertised), ranking 56th of 212 unsecured loans tracked by BankMate and sitting 9.58 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for car loan with fees of $350 application · $15 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
7.55%comparison rate p.a.
from 5.99% advertised · Unsecured · fixed · car loan
Fees: $350 application · $15/mo.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- NAB Car Loan
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 5.99% p.a.
- Comparison rate
- 7.55% p.a.
- Rate type
- Fixed
Fees
- Application fee
- $350
- Monthly fee
- $15
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $7
Loan terms
- Loan amount
- $10,000 – $100,000
- Loan term
- 7 years to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 21
About this product
Buy a car with your NAB Car Loan. Apply in minutes with same-day pre-approval and funds within one business day of us agreeing the loan