Personal loan · Unsecured · Fixed
NAB Personal Loan
8.41%comparison rate p.a.
from 7.50% advertised · Unsecured · fixed · any purpose
19th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $15/mo.
- Advertised rate
- from 7.50% p.a.
- Application fee
- None
- Loan amount
- $5,000 – $55,000
- Minimum age
- 18
- Comparison rate
- 8.41% p.a.
- Monthly fee
- $15
Often compared with: CommBank
- Advertised rate
- from 7.50% p.a.
- Comparison rate
- 8.41% p.a.
- Rate type
- Fixed
- Application fee
- None
- Monthly fee
- $15
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $55,000
- Loan term
- 1 year to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
- Minimum age
- 18
- Residency
- Australian residents only
- NAB Personal Loan
- RBA cash rate
- Unsecured average
October 20261 change
- 13Tue
- Application fee $250 → $0−$250
With our unsecured personal loans, you can buy a new car, travel overseas, renovate your home, consolidate your debts and more.
Also from NAB: NAB Car Loan 8.29%
As of 2 November 2026, the NAB Personal Loan has a comparison rate of 8.41% (from 7.50% advertised), ranking 19th of 84 unsecured loans tracked by BankMate and sitting 2.23 points below the unsecured market average of 10.64%. It is an unsecured fixed-rate loan for any purpose with fees of $15 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.