Lender profile · Personal loans
People First Bank personal loans
People First Bank also offers savings accounts, credit cards, home loans and term deposits · Provider overview →
As of 1 October 2026, People First Bank has four personal loans tracked by BankMate, three unsecured and one secured. Its lowest comparison rate is 6.84% on the Discounted Personal Loan (unsecured · fixed · any purpose), ranking 7th of 89 unsecured loans and sitting 3.70 points below the unsecured market average of 10.54%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
- Lowest comparison rate
- 6.84%
- Discounted Personal Loan
- Market rank
- #7
- of 89 unsecured loans
- Loans
- 4
- 3 unsecured · 1 secured
- Last change
- —
- None recorded yet
Rates over time
Comparison rate · lenders publish the lowest rate in their range- RBA cash rate
- Unsecured average
What changed
No changes recorded for People First Bank's personal loans since tracking began on 12 September 2026.
Personal loans
Comparison rate · ranked within unsecured or secured loansUnsecured · 3
Unsecured · fixed · any purpose · $250 application
6.84%#7 of 89comparison · from 6.49% advertised
- Advertised rate
- from 6.49% p.a.
- Comparison rate
- 6.84% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $20,000
- Loan term
- Up to 10 years
Unsecured · fixed · any purpose · $250 application
9.35%#32 of 89comparison · from 8.99% advertised
- Advertised rate
- from 8.99% p.a.
- Comparison rate
- 9.35% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $50,000
- Loan term
- 1 year to 7 years
Unsecured · fixed · any purpose · $250 application
10.73%#51 of 89comparison · from 8.99% advertised
- Advertised rate
- from 8.99% p.a.
- Comparison rate
- 10.73% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $2,000
- Loan term
- Up to 5 years
Secured · 1
Secured · fixed · car loan · $250 application
6.84%#14 of 105comparison · from 6.49% advertised
- Advertised rate
- from 6.49% p.a.
- Comparison rate
- 6.84% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $20,000 – $100,000
- Loan term
- 1 year to 7 years
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Notes on People First Bank personal loans
to leave a note.