BankMate

Personal loan · Unsecured · Fixed

Unsecured Personal Loan

10.73%comparison rate p.a.

from 8.99% advertised · Unsecured · fixed · any purpose

48th of 84 unsecured loans

Go to People First Bank

Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees: $250 application.

Advertised rate
from 8.99% p.a.
Application fee
$250
Loan amount
From $2,000
Minimum age
18
Comparison rate
10.73% p.a.
Monthly fee
None
Compare all 182 personal loans
Compare People First Bank Unsecured side by side

Advertised rate
from 8.99% p.a.
Comparison rate
10.73% p.a.
Rate type
Fixed

Application fee
$250
Monthly fee
None
Annual fee
None
Early repayment fee
None
Late payment fee
$25

Loan amount
From $2,000
Loan term
Up to 7 years
Extra repayments
Yes
Early payout
Yes
Redraw
Yes
Flexible repayment frequency
Yes

Minimum age
18
Residency
Australian residents only

  • Unsecured Personal Loan
  • RBA cash rate
  • Unsecured average
4.006.008.0010.00SepOctToday10.73% p.a. today

No changes recorded for this product since tracking began on 12 September 2026.

Our Unsecured Personal Loan offers a fixed rate for the life of your loan, flexible repayments, competitive interest rates and the freedom of an unsecured loan option. You can use our personal loan for almost any purpose; from buying a car to refinancing an existing loan and debt consolidation.

Also from People First Bank: Discounted Personal Loan 6.84%

As of 2 November 2026, the People First Bank Unsecured Personal Loan has a comparison rate of 10.73% (from 8.99% advertised), ranking 48th of 84 unsecured loans tracked by BankMate and sitting 0.09 points above the unsecured market average of 10.64%. It is an unsecured fixed-rate loan for any purpose with fees of $250 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.