Unsecured Personal Loan

As of 18 September 2026, the People First Bank Unsecured Personal Loan has a comparison rate of 10.73% (from 8.99% advertised), ranking 147th of 212 unsecured loans tracked by BankMate and sitting 6.40 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for car loan with fees of $250 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

10.73%comparison rate p.a.

from 8.99% advertised · Unsecured · fixed · car loan

Fees: $250 application.

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Rate over time

Comparison rate · lenders publish the lowest rate in their range

Unsecured Personal Loan
RBA cash rate
Unsecured average

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate: from 8.99% p.a.
Comparison rate: 10.73% p.a.
Rate type: Fixed

Fees

Application fee: $250
Monthly fee: None
Annual fee: None
Early repayment fee: None
Late payment fee: $25

Loan terms

Loan amount: From $2,000
Loan term: 5 years to 5 years
Extra repayments: Yes
Early payout: Yes
Redraw: Yes
Flexible repayment frequency: Yes

Eligibility

Minimum age: 18

About this product

Our Unsecured Personal Loan offers a fixed rate for the life of your loan, flexible repayments, competitive interest rates and the freedom of an unsecured loan option. You can use our personal loan for almost any purpose; from buying a car to refinancing an existing loan and debt consolidation.

Compare all personal loans