People First Bank · Personal loan · Unsecured · Fixed
LiveDiscounted Personal Loan
As of 18 September 2026, the People First Bank Discounted Personal Loan has a comparison rate of 6.84% (from 6.49% advertised), ranking 27th of 212 unsecured loans tracked by BankMate and sitting 10.29 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for car loan with fees of $250 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
from 6.49% advertised · Unsecured · fixed · car loan
Fees: $250 application.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Discounted Personal Loan
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 6.49% p.a.
- Comparison rate
- 6.84% p.a.
- Rate type
- Fixed
Fees
- Application fee
- $250
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $25
Loan terms
- Loan amount
- From $20,000
- Loan term
- 5 years to 5 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- Yes
Eligibility
- Minimum age
- 18
About this product
Our Discounted Personal Loan is free of ongoing monthly fees, offers flexible loan terms and can be used to buy or refinance a new or used car, caravan or motorcycle at a great rate. We offer a discounted interest rate with our Green Car Loan option.