Personal loan · Unsecured · Variable
Personal Loan
17.65%comparison rate p.a.
from 16.24% advertised · Unsecured · variable · any purpose
83rd of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $195 application.
- Advertised rate
- from 16.24% p.a.
- Application fee
- $195
- Loan amount
- From $500
- Minimum age
- 18
- Comparison rate
- 17.65% p.a.
- Monthly fee
- None
- Advertised rate
- from 16.24% p.a.
- Comparison rate
- 17.65% p.a.
- Rate type
- Variable
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $500
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- Yes
- Minimum age
- 18
- Residency
- Australian residents only
- Personal Loan
- RBA cash rate
- Unsecured average
October 20261 change
- 24Sat
- 17.40 → 17.6524 days after the RBA rise to 4.60%+0.25
All-purpose Personal Loan for quick and easy funds when you need them.
Also from Regional Australia Bank: Accelerator Car Loan 7.30% · Personal Touch Loan 11.85%
As of 2 November 2026, the Regional Australia Bank Personal Loan has a comparison rate of 17.65% (from 16.24% advertised), ranking 83rd of 84 unsecured loans tracked by BankMate and sitting 7.01 points above the unsecured market average of 10.64%. It is an unsecured variable-rate loan for any purpose with fees of $195 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rate last moved on 24 October 2026, 24 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.