Personal loan · Unsecured · Variable
Personal Touch Loan
11.85%comparison rate p.a.
from 10.49% advertised · Unsecured · variable · any purpose
60th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $195 application.
- Advertised rate
- from 10.49% p.a.
- Application fee
- $195
- Loan amount
- From $8,000
- Minimum age
- 18
- Comparison rate
- 11.85% p.a.
- Monthly fee
- None
- Advertised rate
- from 10.49% p.a.
- Comparison rate
- 11.85% p.a.
- Rate type
- Variable
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $8,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- Yes
- Minimum age
- 18
- Residency
- Australian residents only
- Personal Touch Loan
- RBA cash rate
- Unsecured average
October 20261 change
- 24Sat
- 11.60 → 11.8524 days after the RBA rise to 4.60%+0.25
A great unsecured personal loan rate, along with the service and support that gives Regional Australia Bank the personal touch!
Also from Regional Australia Bank: Accelerator Car Loan 7.30% · Personal Loan 17.65%
As of 2 November 2026, the Regional Australia Bank Personal Touch Loan has a comparison rate of 11.85% (from 10.49% advertised), ranking 60th of 84 unsecured loans tracked by BankMate and sitting 1.21 points above the unsecured market average of 10.64%. It is an unsecured variable-rate loan for any purpose with fees of $195 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rate last moved on 24 October 2026, 24 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.