Personal Touch Loan

As of 18 September 2026, the Regional Australia Bank Personal Touch Loan has a comparison rate of 11.60% (from 10.24% advertised), ranking 160th of 212 unsecured loans tracked by BankMate and sitting 5.53 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for any purpose with fees of no fees. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

11.60%comparison rate p.a.

from 10.24% advertised · Unsecured · variable · any purpose

No application, monthly or annual fee.

Go to Regional Australia Bank

Rate over time

Comparison rate · lenders publish the lowest rate in their range

Personal Touch Loan
RBA cash rate
Unsecured average

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate: from 10.24% p.a.
Comparison rate: 11.60% p.a.
Rate type: Variable

Fees

Application fee: None
Monthly fee: None
Annual fee: None
Early repayment fee: None

Loan terms

Loan amount: From $8,000
Extra repayments: Yes
Early payout: Yes
Redraw: Yes
Flexible repayment frequency: Yes

Eligibility

Minimum age: 18
Residency: Australian residents only

About this product

A great unsecured personal loan rate, along with the service and support that gives Regional Australia Bank the personal touch!

Compare all personal loans