Heritage Bank
7 products in 4 types
Part of People First Bank
Where it ranks
Its highest ranked product in each type. Click a row for every Heritage Bank product of that type.
- Savings accounts· 3 accountsHighest rankedYouth Target Bonus AccountTotal rate, conditions met4.50%4.50%99th of 151Total rate, conditions met · 99th of 151See all 3
- Term deposits· 1 depositHighest rankedTerm DepositHighest rate per product, by term5.45%5.45%1st of 92Highest rate per product, by term · 1st of 92See it
- Personal loans· 2 loansHighest rankedStandard Personal Loan FixedComparison rate9.35%*9.35%*30th of 84Comparison rate · 30th of 84See all 2
- Everyday accounts· 1 accountHighest rankedSimply Access Transaction AccountBank fees a year overseas · among accounts open to adults$206$206=24th of 46Bank fees a year overseas · among accounts open to adults · =24th of 46See it
No credit cards, home loans that BankMate tracks.
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Notes on Heritage Bank
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About these figures
As of 2 November 2026, Heritage Bank has 7 products across four of the 13 pillars BankMate tracks: 3 savings accounts, 1 term deposit, 2 personal loans and 1 everyday account. Its highest-placed product is Term Deposit at 5.45% p.a. for 7 months, 1st of 92 7-month deposits. Its rates last moved on 1 November 2026.