P&N
16 products in 6 types
Same group as BCU
Where it ranks
Its highest ranked product in each type. Click a row for every P&N product of that type.
- Savings accounts· 4 accountsHighest rankedSavvy Saver AccountTotal rate, conditions met5.50%5.50%19th of 151Total rate, conditions met · 19th of 151See all 4
- Credit cards· 2 cardsHighest ranked—Ranked by bonus net of first-year fee · of 66 bonus cards——Ranked by bonus net of first-year fee · of 66 bonus cardsSee all 2
- Home loans· 6 loansHighest rankedOffset Variable HLHeadline variant: owner-occupier · P&I · ≤80% LVR · comparison rate6.45%*6.45%*35th of 93Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate · 35th of 93See all 6
- Term deposits· 1 depositHighest rankedTerm DepositHighest rate per product, by term5.30%5.30%52nd of 401Highest rate per product, by term · 52nd of 401See it
- Personal loans· 2 loansHighest rankedFixed Unsecured Personal LoanComparison rate10.37%*10.37%*43rd of 84Comparison rate · 43rd of 84See all 2
- Everyday accounts· 1 accountHighest ranked& Transaction AccountBank fees a year overseas · among accounts open to adultsNot publishedNot publishedBank fees a year overseas · among accounts open to adultsSee it
Comparison rates are based on a secured loan of $150,000 over 25 years for home loans, and a loan of $30,000 over 5 years, secured or unsecured as each loan is, for personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Notes on P&N
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About these figures
As of 1 November 2026, P&N has 16 products across six of the 13 pillars BankMate tracks: 4 savings accounts, 2 credit cards, 6 home loans, 1 term deposit, 2 personal loans and 1 everyday account. Its highest-placed product is Savvy Saver Account at 5.50% p.a., 19th of 151 savings accounts. Its rates last moved on 1 November 2026.