ANZ term deposits

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As of 18 September 2026, ANZ has one term deposit product tracked by BankMate, over 13 terms from 3 months to 4 years. Its highest rate is 5.13% p.a. on the ANZ Advance Notice Term Deposit for 1 year, 157th of 590 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 17 September 2026.

Best rate: 5.13%; 1 year · ANZ Advance Notice Term Deposit
Market rank: #157; of 590 12-month deposits
Terms: 13; 1 product
Last change: 17 Sept 2026; 7 changes on record

Rates over time

Best 12-month rate per product

ANZ Advance Notice Term Deposit
RBA cash rate
Market average · 12-month deposits

What changed

7 changes since 9 Apr 2026

17 Sept 2026
ANZ Advance Notice Term Deposit · 4 terms up 0.04 to 0.05
- 12-month 5.09 → 5.13
- 12-month 5.09 → 5.13
- 12-month 5.05 → 5.10
- 12-month 5.03 → 5.08
mixed
4 Sept 2026
ANZ Advance Notice Term Deposit · 14 terms moved in both directions
- 5-month 3.55 → 3.45
- 5-month 3.54 → 3.44
- 5-month 3.53 → 3.43
- 6-month 5.10 → 3.50
- 6-month 5.07 → 3.48
- 6-month 5.05 → 3.47
- 7-month 3.55 → 5.00
- 7-month 3.54 → 4.99
- 7-month 3.53 → 4.96
- 7-month 3.52 → 4.94
- 12-month 5.18 → 5.09
- 12-month 5.18 → 5.09
- 12-month 5.15 → 5.05
- 12-month 5.13 → 5.03
mixed
20 Aug 2026
ANZ Advance Notice Term Deposit · 4 terms cut 0.05
- 12-month 5.23 → 5.18
- 12-month 5.23 → 5.18
- 12-month 5.20 → 5.15
- 12-month 5.18 → 5.13
−0.05
15 July 2026
ANZ Advance Notice Term Deposit · 7 terms moved in both directions
- 6-month 5.00 → 5.10
- 6-month 4.97 → 5.07
- 6-month 4.95 → 5.05
- 24-month 5.18 → 4.94
- 24-month 5.18 → 4.94
- 24-month 5.15 → 4.91
- 24-month 5.13 → 4.89
mixed
26 June 2026
ANZ Advance Notice Term Deposit · 6 terms moved in both directions
- 5-month 5.00 → 3.55
- 5-month 4.98 → 3.54
- 5-month 4.96 → 3.53
- 6-month 3.50 → 5.00
- 6-month 3.48 → 4.97
- 6-month 3.47 → 4.95
mixed
28 May 2026
ANZ Advance Notice Term Deposit · 8 terms up 0.05 to 0.2422 days after the RBA rise to 4.35%
- 12-month 5.18 → 5.23
- 12-month 5.18 → 5.23
- 12-month 5.15 → 5.20
- 12-month 5.13 → 5.18
- 24-month 4.94 → 5.18
- 24-month 4.94 → 5.18
- 24-month 4.91 → 5.15
- 24-month 4.89 → 5.13
mixed

Show 1 earlier change

17 Apr 2026
ANZ Advance Notice Term Deposit · 2 terms up 0.15 to 0.2430 days after the RBA rise to 4.10%
- 12-month 4.94 → 5.18
- 24-month 4.79 → 4.94
mixed

Term deposits

Best rate per product, by term · ranked within each term

ANZ Advance Notice Term Deposit
interest annually or quarterly or monthly or at maturity · from $0 · 13 terms
3 mo 3.40%6 mo 5.00%9 mo 3.70%1 yr 5.13%2 yr 4.94%3 yr 4.55%4 yr 3.96%
5.13%#157 of 590

Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits

Notes on ANZ term deposits

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