ANZ everyday accounts

2 everyday accounts. Bank fees a year overseas · among accounts open to adults.

  • ANZ Access Advantage

    $5 a month, waived with $2,000 in · 3% overseas · ATM overseas: $5 bank fee

    $206=24th of 46

    a year in bank fees overseas

    Bank fees a year overseas
    $206
    Fee on a purchase in another currency
    3%
    Overseas ATM, the bank’s own fee
    $5 bank fee
    Monthly fee
    $5 a month
    Waived when
    A government pension paid in; 60 or over; Under 25; A full-time student; $2,000 or more goes in a month; You have an eligible ANZ Home Loan, or ANZ Residential Investment Loan and have your wages or salary paid into your ANZ account. Loans not eligible include ANZ; $50,000 or more held with the bank
    Card
    Visa debit
    Phone and watch payments
    Apple Pay, Google Pay, Samsung Pay, Garmin Pay, Fitbit Pay
    PayID
    Yes
    Open to
    12 and over
    Government guarantee
    Up to $250,000, as a bank

    This is the bank’s own fee. The ATM’s owner may charge its own fee on top, which banks don’t publish, so it isn’t counted.

  • ANZ Access Basic

    No monthly fee · 3% overseas · ATM overseas: $5 bank fee

    $206=24th of 46

    a year in bank fees overseas

    Bank fees a year overseas
    $206
    Fee on a purchase in another currency
    3%
    Overseas ATM, the bank’s own fee
    $5 bank fee
    Monthly fee
    None
    Card
    Visa debit
    Phone and watch payments
    Apple Pay, Google Pay, Samsung Pay, Garmin Pay, Fitbit Pay
    PayID
    Yes
    Open to
    12 and over
    Government guarantee
    Up to $250,000, as a bank

    This is the bank’s own fee. The ATM’s owner may charge its own fee on top, which banks don’t publish, so it isn’t counted.

Compare all 86 everyday accounts

No changes recorded for ANZ's everyday accounts since tracking began on 14 October 2026.

Notes on ANZ everyday accounts

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As of 23 October 2026, ANZ offers two everyday accounts tracked by BankMate. On a year of $5,000 spent in other currencies, four $300 withdrawals at overseas ATMs and $2,000 paid in each month, its cheapest, ANZ Access Advantage, costs $206 a year in bank fees, joint 24th of 46 among everyday accounts open to adults. Fees were last confirmed from its Open Banking feed on 23 Oct 2026. From the provider's Consumer Data Right feed, refreshed nightly.