ANZ savings accounts

The RBA raised the cash rate to 4.60% on 30 September.

Everyday accounts2 accounts · needed by 1 of its savings accounts

ANZ Online Saver opens only beside one.

ANZ

ANZ Access BasicNo monthly fee

3%on spending overseas

$5 bank feeat an overseas ATM

Go to site

ANZ

ANZ Access Advantage$5 a month, waived for pensioners, 60 or over or under 25

3%on spending overseas

$5 bank feeat an overseas ATM

Go to site

Overseas ATM: this is the bank’s own fee. The ATM’s owner may charge its own fee on top, which banks don’t publish, so it isn’t counted.

Compare everyday accounts beyond ANZ

Rates over timeWith the RBA cash rate, since 27 Mar 2026

ChangesLast change 9 Oct

October 20261 change

1. 9Fri
   • 2 accounts up 0.259 days after the RBA rise to 4.60%

     ANZ Progress Saver	3.75	→	4.00	+0.25
     ANZ Online Saver	1.35	→	1.60	+0.25

     +0.25

May 20261 change

1. 15Fri
   • ANZ Progress Saver3.50 → 3.75Bonus rate 3.49% → 3.74% · 9 days after the RBA rise to 4.35%
     +0.25

Notes from saversWhat customers say

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As of 1 November 2026, ANZ has two savings accounts tracked by BankMate. Its ANZ Progress Saver pays 4.00% p.a. total, which ranks 107th of 151 accounts and sits 0.37 points below the market average of 4.37%. Its rates last changed on 9 October 2026. From ANZ's Consumer Data Right feed, refreshed nightly. Total rate is base plus bonus, with every monthly condition met. Compare savings accounts · Report a data problem