Savings account
ANZ Progress Saver
4.00%p.a. total
0.01% base + 3.99% bonus when the conditions are met
107th of 151 savings accounts · market average 4.37%
The RBA raised the cash rate to 4.60% on 30 September. ANZ Progress Saver moved on 9 October, 9 days later.
What the bonus asks
2 things each month- Each month
- A deposit of at least $10
- No withdrawals
- A month without them
Pays the 0.01% base rate on the whole balance.
- Who can open it
Anyone
- Balance
No balance cap.
Rate history
Last change 9 Oct- ANZ Progress Saver
- RBA cash rate
- Market average
October 20261 change
- 9Fri
- 3.75 → 4.00Bonus rate 3.74% → 3.99% · 9 days after the RBA rise to 4.60%+0.25
May 20261 change
- 15Fri
- 3.50 → 3.75Bonus rate 3.49% → 3.74% · 9 days after the RBA rise to 4.35%+0.25
- #59MarMar 2026: ranked 59 of 64
- #69AprApr 2026: ranked 69 of 76
- #71MayMay 2026: ranked 71 of 79
- #71JunJune 2026: ranked 71 of 79
- #73JulJuly 2026: ranked 73 of 80
- #73AugAug 2026: ranked 73 of 80
- #96SepSep 2026: ranked 96 of 120
- #106OctOct 2026: ranked 106 of 150
- #107NowNov 2026: ranked 107 of 151
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
Mostly outside the top half of accounts over the last 9 months: from #106 of 150 in Oct 2026 to #59 of 64 in Mar 2026.
- A year meeting the conditions
- $2,000
- A year without meeting the conditions
- $5
- Against the average (4.37%)
- −$184
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
Notes from savers
to leave a note.
Other ANZ accounts: ANZ Online Saver 1.60%
Pays 4.00% p.a. total (0.01% base plus 3.99% bonus) as of 1 November 2026. Ranks 107th of 151 savings accounts tracked by BankMate, 0.37 points below the average of 4.37%. The rate last rose on 9 October 2026, 9 days after the RBA raised the cash rate to 4.60%. From ANZ's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·