Savings account · 12+ years
ANZ Online Saver
1.60%p.a. total
No bonus conditions: the rate is paid every month
138th of 151 savings accounts · market average 4.46%
The RBA raised the cash rate to 4.85% on 4 November. ANZ Online Saver hasn't moved yet. After the September rise it moved 9 days later.
What it asks
Nothing each month- Each month
Nothing. The rate is paid every month.
- Who can open it
Anyone 12 or over
- Balance
No balance cap.
Rate history
Last change 9 Oct- ANZ Online Saver
- RBA cash rate
- Market average
October 20261 change
- 9Fri
- 1.35 → 1.60Total rate 1.35% → 1.60% · 9 days after the RBA rise to 4.60%+0.25
- #111SepSep 2026: ranked 111 of 120
- #137OctOct 2026: ranked 137 of 150
- #138NowNov 2026: ranked 138 of 151
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
Mostly outside the top half of accounts over the last 3 months: from #137 of 150 in Oct 2026 to #111 of 120 in Sep 2026.
- Interest a year
- $800
- Each month
- $67
- Against the average (4.46%)
- −$1,429
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
Online savings account with a standard variable interest rate
Notes from savers
to leave a note.
Often compared with: NAB iSaver
Other ANZ accounts: ANZ Progress Saver 4.00%
Pays 1.60% p.a. with no bonus conditions as of 9 November 2026. Ranks 138th of 151 savings accounts tracked by BankMate, 2.86 points below the average of 4.46%. The rate last rose on 9 October 2026, 9 days after the RBA raised the cash rate to 4.60%. From ANZ's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·