ANZ credit cards
7 credit cards. Ranked by bonus net of first-year fee · of 66 bonus cards.
ANZ Rewards · 2
125,000 pts ≈ $550 · 85k in year 1
- Annual fee
- $149
- Additional cardholder
- $65
- Foreign transaction fee
- 3.5%
- Rewards program
- ANZ Rewards
- Base earn rate
- 0.5 ANZ Rewards pts per $
- Purchase rate
- 22.49% p.a.
- Cash advance rate
- 23.49% p.a.
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
Earn 85,000 bonus ANZ Reward Points with your new ANZ Rewards Platinum credit card when you spend $3,500 on eligible purchases in the first 3 months from approval.
- Annual fee
- $375
- Additional cardholder
- $65
- Foreign transaction fee
- 3.5%
- Rewards program
- ANZ Rewards
- Base earn rate
- 1 ANZ Rewards pts per $
- Purchase rate
- 22.49% p.a.
- Cash advance rate
- 23.49% p.a.
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
Qantas Frequent Flyer · 2
0.5 Qantas Frequent Flyer pts per $ · $425 fee
$3757th of 66100,000 pts ≈ $800 · 50k in year 1
- Annual fee
- $425
- Additional cardholder
- $65
- Foreign transaction fee
- 3.5%
- Rewards program
- Qantas Frequent Flyer
- Base earn rate
- 0.5 Qantas Frequent Flyer pts per $
- Purchase rate
- 22.49% p.a.
- Cash advance rate
- 23.49% p.a.
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
Earn 50,000 bonus Qantas Points with your new ANZ Frequent Flyer Black credit card when you spend $6,000 on eligible purchases in the first 3 months from approval.
0.5 Qantas Frequent Flyer pts per $ · $295 fee
$10538th of 6650,000 pts ≈ $400 · 25k in year 1
- Annual fee
- $295
- Additional cardholder
- $65
- Foreign transaction fee
- 3.5%
- Rewards program
- Qantas Frequent Flyer
- Base earn rate
- 0.5 Qantas Frequent Flyer pts per $
- Purchase rate
- 22.49% p.a.
- Cash advance rate
- 23.49% p.a.
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
Earn 25,000 bonus Qantas Points with your new ANZ Frequent Flyer Platinum credit card when you spend $3,500 on eligible purchases in the first 4 months from approval.
No rewards · 3
$350 value
- Annual fee
- $87
- First-year fee
- $0
- Additional cardholder
- Free
- Rewards program
- None
- Purchase rate
- 22.49% p.a.
- Cash advance rate
- 23.49% p.a.
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
$350 back to your new card when you spend $3,500 on eligible purchases in the first 4 months from approval.
$400 value
- Annual fee
- $58
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Rewards program
- None
- Purchase rate
- 13.74% p.a.
- Cash advance rate
- 23.49% p.a.
- Complimentary travel insurance
- No
- Purchase protection
- No
Earn $400 back to your new card when you spend $5,000 on eligible purchases in the first 6 months from approval.
$220 value
- Annual fee
- $30
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Rewards program
- None
- Purchase rate
- 22.49% p.a.
- Cash advance rate
- 23.49% p.a.
- Complimentary travel insurance
- No
- Purchase protection
- Yes
$220 back to your new ANZ First credit card when you spend $1,500 on eligible purchases in the first 3 months from approval.
No published end date · 6
- Rewards Platinum$401 net
- Frequent Flyer Black$375 net
- Platinum$350 net
- Low Rate$342 net
- First$190 net
- Frequent Flyer Platinum$105 net
Issuers usually renew or reprice an offer at expiry; the changelog records what actually happened.
October 20262 changes
- 28Wed
- ANZ Platinumbonus $450 → $350−$100
- 13Tue
- ANZ Rewards Blacksign-up bonus withdrawnbonus off
September 20263 changes
- 30Wed
- ANZ Frequent Flyer Platinumbonus 40,000 pts → 50,000 pts+10k pts
- ANZ Frequent Flyer Blackbonus 80,000 pts → 100,000 pts+20k pts
- 24Thu
- ANZ Frequent Flyer Blackbase earn rate 1 → 0.5 per $—
Points are valued at BankMate's cents-per-point assumptions. Net figures deduct the first-year fee only. Compare credit cards · Card report
Notes on ANZ credit cards
to leave a note.
As of 2 November 2026, ANZ has seven credit cards tracked by BankMate, six of them carrying a sign-up bonus. The ANZ Rewards Platinum's 125,000 pts are worth about $550, or $401 after its $149 first-year fee, which ranks 5th of 66 bonus cards. Its cards last changed on 28 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.