No rewards · Credit card
ANZ Low Rate
$400bonus
$342 after the $58 first-year fee
14th of 66 bonus cards
Earn $400 back to your new card when you spend $5,000 on eligible purchases in the first 6 months from approval.
- Annual fee
- $58
- Rewards program
- None
- Purchase rate
- 13.74% p.a.
- Complimentary travel insurance
- No
- Minimum credit limit
- $1,000
- Additional cardholder
- Free
- Annual fee
- $58
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Late payment fee
- $20
- Rewards program
- None
- Purchase rate
- 13.74% p.a.
- Cash advance rate
- 23.49% p.a.
- Interest-free days
- Up to 55
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Visa
- Minimum credit limit
- $1,000
- ANZ Low Rate
No changes recorded for this product since tracking began on 10 September 2026.
A credit card with a low ongoing interest rate for your everyday purchases
Also from ANZ: ANZ Rewards Platinum $401 net · ANZ Frequent Flyer Black $375 net · ANZ Platinum $350 net · ANZ First $190 net · ANZ Frequent Flyer Platinum $105 net · ANZ Rewards Black $375 fee
A $400 sign-up bonus as of 2 November 2026. After the $58 first-year fee it nets $342, 14th of 66 bonus cards tracked by BankMate. No end date is published for the offer. From the provider's Consumer Data Right feed, refreshed nightly.