A $400 sign-up bonus as of 18 September 2026. After the $58 first-year fee it nets $342, 36th of 51 bonus cards tracked by BankMate. No end date is published for the offer.
$400bonus
$342 after the $58 first-year fee
Earn $400 back to your new card when you spend $5,000 on eligible purchases in the first 6 months from approval.
Bonus over time
Sign-up bonus value- ANZ Low Rate
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $58
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Late payment fee
- $20
Earning
- Rewards program
- None
Interest
- Purchase rate
- 13.74% p.a.
- Cash advance rate
- 21.99% p.a.
- Interest-free days
- Up to 55
- Balance transfer
- 0.00% for 26 months, then 21.99%
Perks
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Visa
Eligibility
- Minimum credit limit
- $1,000
About this product
A credit card with a low ongoing interest rate for your everyday purchases