180,000 pts ANZ Rewards, worth about $900 as of 18 September 2026. After the $375 first-year fee it nets $525, 18th of 51 bonus cards tracked by BankMate. No end date is published for the offer.
180,000points
130,000 pts in year one, the rest in year two · ≈ $900 in value · $525 after the $375 first-year fee
Earn 130,000 extra ANZ Reward Points and $100 back to your new ANZ Rewards Black credit card when you spend $5,000 on eligible purchases in the first 3 months from approval.
Bonus over time
Sign-up bonus points- ANZ Rewards Black
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $375
- Additional cardholder
- $65
- Foreign transaction fee
- 3.5%
- Late payment fee
- $20
Earning
- Rewards program
- ANZ Rewards
- Base earn rate
- 1 ANZ Rewards pts per $
Interest
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Interest-free days
- Up to 44
- Balance transfer
- 0.00% for 18 months
Perks
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
- Concierge
- No
- Network
- Visa
Eligibility
- Minimum credit limit
- $15,000
About this product
Our highest Reward Points earning potential