ANZ Rewards Black

ANZ Rewards · Credit card

ANZ Rewards Black

$375annual fee

1 ANZ Rewards pts per $ · 22.49% p.a. purchases · up to 44 interest-free days

102nd of 113 cards

Annual fee
$375
Rewards program
ANZ Rewards
Purchase rate
22.49% p.a.
Complimentary travel insurance
Yes
Minimum credit limit
$15,000
Additional cardholder
$65

Annual fee
$375
Additional cardholder
$65
Foreign transaction fee
3.5%
Late payment fee
$20

Rewards program
ANZ Rewards
Base earn rate
1 ANZ Rewards pts per $

Purchase rate
22.49% p.a.
Cash advance rate
23.49% p.a.
Interest-free days
Up to 44

Complimentary travel insurance
Yes
Purchase protection
Yes
Concierge
No
Network
Visa

Minimum credit limit
$15,000

  • ANZ Rewards Black
$375SepOctToday$375today

October 20261 change

  1. 13Tue
    • Sign-up bonus withdrawn
      bonus off

Our highest Reward Points earning potential

Also from ANZ: ANZ Rewards Platinum $401 net · ANZ Frequent Flyer Black $375 net · ANZ Platinum $350 net · ANZ Low Rate $342 net · ANZ First $190 net · ANZ Frequent Flyer Platinum $105 net

A $375 annual fee and a 22.49% p.a. purchase rate as of 2 November 2026. The fee ranks 102nd lowest of 113 cards tracked by BankMate. There is no sign-up bonus on offer. From the provider's Consumer Data Right feed, refreshed nightly.