No rewards · Credit card
ANZ First
$220bonus
$190 after the $30 first-year fee
27th of 66 bonus cards
$220 back to your new ANZ First credit card when you spend $1,500 on eligible purchases in the first 3 months from approval.
- Annual fee
- $30
- Rewards program
- None
- Purchase rate
- 22.49% p.a.
- Complimentary travel insurance
- No
- Minimum credit limit
- $1,000
- Additional cardholder
- Free
- Annual fee
- $30
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Late payment fee
- $20
- Rewards program
- None
- Purchase rate
- 22.49% p.a.
- Cash advance rate
- 23.49% p.a.
- Interest-free days
- Up to 55
- Complimentary travel insurance
- No
- Purchase protection
- Yes
- Concierge
- No
- Network
- Visa
- Minimum credit limit
- $1,000
- ANZ First
No changes recorded for this product since tracking began on 10 September 2026.
A simple everyday credit card with a low ongoing annual fee
Also from ANZ: ANZ Rewards Platinum $401 net · ANZ Frequent Flyer Black $375 net · ANZ Platinum $350 net · ANZ Low Rate $342 net · ANZ Frequent Flyer Platinum $105 net · ANZ Rewards Black $375 fee
A $220 sign-up bonus as of 2 November 2026. After the $30 first-year fee it nets $190, 27th of 66 bonus cards tracked by BankMate. No end date is published for the offer. From the provider's Consumer Data Right feed, refreshed nightly.