A $220 sign-up bonus as of 18 September 2026. After the $30 first-year fee it nets $190, 41st of 51 bonus cards tracked by BankMate. No end date is published for the offer.

$220bonus
$190 after the $30 first-year fee
$220 back to your new ANZ First credit card when you spend $1,500 on eligible purchases in the first 3 months from approval.
Bonus over time
Sign-up bonus value- ANZ First
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $30
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Late payment fee
- $20
Earning
- Rewards program
- None
Interest
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Interest-free days
- Up to 55
- Balance transfer
- 0.00% for 18 months
Perks
- Complimentary travel insurance
- No
- Purchase protection
- Yes
- Concierge
- No
- Network
- Visa
Eligibility
- Minimum credit limit
- $1,000
About this product
A simple everyday credit card with a low ongoing annual fee