ANZ term deposits
ANZ has one term deposit that BankMate tracks, with 50 options: 15 terms from 1 month to 4 years, interest paid at maturity, monthly, quarterly, half-yearly or annually.
Term deposit · 15 terms
ANZ Advance Notice Term Deposit
5.30%p.a. · 1 year
interest at maturity or half-yearly or quarterly or monthly or annually; from $5,000
52nd of 401 12-month deposits
Rates by term and how interest is paid
- At maturity3.35%
- Monthly3.34%
- Quarterly–
- Half-yearly–
- Annually–
- Terms
- 1 month to 4 years
- Minimum deposit
- $5,000
- Maximum deposit
- No cap published
- To break it early
- 31 days' notice
- 1 month
- 1.50% · #26 of 62 1-month deposits
- 2 months
- 1.75% · #27 of 68 2-month deposits
- 3 months
- 3.35% · #112 of 164 3-month deposits
- 4 months
- 3.40% · #64 of 88 4-month deposits
- 5 months
- 3.45% · #53 of 79 5-month deposits
- 6 months
- 3.50% · #136 of 180 6-month deposits
- 7 months
- 5.00% · #19 of 92 7-month deposits
- 8 months
- 3.60% · #53 of 81 8-month deposits
- 9 months
- 3.75% · #89 of 149 9-month deposits
- 10 months
- 3.80% · #31 of 86 10-month deposits
- 1 year
- 5.30% · #52 of 401 12-month deposits
- 2 years
- 5.00% · #73 of 255 24-month deposits
- 3 years
- 4.60% · #71 of 221 36-month deposits
- 4 years
- 4.00% · #52 of 125 48-month deposits
- Minimum deposit
- $5,000
- Maximum deposit
- No cap published
- Paid
- At maturity or Half-yearly or Quarterly or Monthly or Annually
- Compounding
- daily
- Notice
- 31 days' notice
- Before maturity
- If your request is valid, we'll give you the money on or before the 31st day after you requested … When you withdraw early (except after the death of an account holder), we'll charge a $30 administration fee and reduce the interest on the withdrawn amount based on the percentage of the original term that has passed: 0 to less than 20% 90%; 20% to less than 40% 80%; 40% to less than 60% 60%; 60% to less than 80% 40%; 80% to less than 100% 20%. If you're experiencing financial hardship, contact us …
- Read from
- ANZ's own site, 28 October 2026
September 20263 changes
- 24Thu
- 4 terms up 0.09 to 0.10+0.09 to +0.10
9-month, paid at maturity 3.65 3.75 +0.10 9-month, paid monthly 3.61 3.70 +0.09 9-month, paid quarterly 3.62 3.72 +0.10 9-month, paid half-yearly 3.63 3.73 +0.10 10-month, paid at maturity 3.70 3.80 +0.10 10-month, paid monthly 3.65 3.75 +0.10 10-month, paid quarterly 3.66 3.76 +0.10 10-month, paid half-yearly 3.68 3.78 +0.10 11-month, paid at maturity 3.75 3.85 +0.10 11-month, paid monthly 3.69 3.79 +0.10 11-month, paid quarterly 3.70 3.80 +0.10 11-month, paid half-yearly 3.72 3.82 +0.10 12-month, paid monthly 5.08 5.18 +0.10 12-month, paid quarterly 5.10 5.20 +0.10 12-month, paid half-yearly 5.13 5.23 +0.10
- 17Thu
- 12-month up 0.04 to 0.05+0.04 to +0.05
12-month, paid monthly 5.03 5.08 +0.05 12-month, paid quarterly 5.05 5.10 +0.05 12-month, paid half-yearly 5.09 5.13 +0.04
- 4Fri
- 4 terms moved in both directions−1.60 to +1.45
5-month, paid at maturity 3.55 3.45 −0.10 5-month, paid monthly 3.53 3.43 −0.10 5-month, paid quarterly 3.54 3.44 −0.10 6-month, paid at maturity 5.10 3.50 −1.60 6-month, paid monthly 5.05 3.47 −1.58 6-month, paid quarterly 5.07 3.48 −1.59 7-month, paid at maturity 3.55 5.00 +1.45 7-month, paid monthly 3.52 4.94 +1.42 7-month, paid quarterly 3.53 4.96 +1.43 7-month, paid half-yearly 3.54 4.99 +1.45 12-month, paid monthly 5.13 5.03 −0.10 12-month, paid quarterly 5.15 5.05 −0.10 12-month, paid half-yearly 5.18 5.09 −0.09
August 20261 change
- 20Thu
- 12-month cut 0.05−0.05
12-month, paid monthly 5.18 5.13 −0.05 12-month, paid quarterly 5.20 5.15 −0.05 12-month, paid half-yearly 5.23 5.18 −0.05
July 20261 change
- 15Wed
- 2 terms moved in both directions−0.24 to +0.10
6-month, paid at maturity 5.00 5.10 +0.10 6-month, paid monthly 4.95 5.05 +0.10 6-month, paid quarterly 4.97 5.07 +0.10 24-month, paid monthly 5.13 4.89 −0.24 24-month, paid quarterly 5.15 4.91 −0.24 24-month, paid half-yearly or annually 5.18 4.94 −0.24
June 20261 change
- 26Fri
- 2 terms moved in both directions−1.45 to +1.50
5-month, paid at maturity 5.00 3.55 −1.45 5-month, paid monthly 4.96 3.53 −1.43 5-month, paid quarterly 4.98 3.54 −1.44 6-month, paid at maturity 3.50 5.00 +1.50 6-month, paid monthly 3.47 4.95 +1.48 6-month, paid quarterly 3.48 4.97 +1.49
May 20261 change
- 28Thu
- 2 terms up 0.05 to 0.2422 days after the RBA rise to 4.35%+0.05 to +0.24
12-month, paid monthly 5.13 5.18 +0.05 12-month, paid quarterly 5.15 5.20 +0.05 12-month, paid half-yearly 5.18 5.23 +0.05 24-month, paid monthly 4.89 5.13 +0.24 24-month, paid quarterly 4.91 5.15 +0.24 24-month, paid half-yearly or annually 4.94 5.18 +0.24
April 20261 change
- 17Fri
- 24-month, paid half-yearly: 4.79 → 4.9430 days after the RBA rise to 4.10%+0.15
Enjoy the certainty of fixed returns over the investment term of your choice
Notes on ANZ term deposits
to leave a note.
As of 1 November 2026, ANZ has one term deposit product tracked by BankMate, over 15 terms from 1 month to 4 years. Its highest rate is 5.30% p.a. on the ANZ Advance Notice Term Deposit for 1 year, 52nd of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 24 September 2026. From the provider's Consumer Data Right feed, refreshed nightly.