The ANZ ANZ Advance Notice Term Deposit pays up to 5.13% p.a. as of 18 September 2026, over a 12-month term, 157th of 590 12-month deposits tracked by BankMate. It is offered over 13 terms from 3 months to 4 years, with interest paid annually or quarterly or monthly or at maturity. Its rates last changed on 17 September 2026.
5.13%p.a. · 1 year
interest annually or quarterly or monthly or at maturity; from $0
Rates over time
Best rate per term- RBA cash rate
- Market average · 12-month deposits
- 3 months
- 6 months
- 9 months
- 1 year
- 2 years
- 3 years
- 4 years
Changes
7 changes since 9 Apr 2026- ANZ Advance Notice Term Deposit · 4 terms up 0.04 to 0.05mixed
- 12-month 5.09 → 5.13
- 12-month 5.09 → 5.13
- 12-month 5.05 → 5.10
- 12-month 5.03 → 5.08
- ANZ Advance Notice Term Deposit · 14 terms moved in both directionsmixed
- 5-month 3.55 → 3.45
- 5-month 3.54 → 3.44
- 5-month 3.53 → 3.43
- 6-month 5.10 → 3.50
- 6-month 5.07 → 3.48
- 6-month 5.05 → 3.47
- 7-month 3.55 → 5.00
- 7-month 3.54 → 4.99
- 7-month 3.53 → 4.96
- 7-month 3.52 → 4.94
- 12-month 5.18 → 5.09
- 12-month 5.18 → 5.09
- 12-month 5.15 → 5.05
- 12-month 5.13 → 5.03
- ANZ Advance Notice Term Deposit · 4 terms cut 0.05−0.05
- 12-month 5.23 → 5.18
- 12-month 5.23 → 5.18
- 12-month 5.20 → 5.15
- 12-month 5.18 → 5.13
- ANZ Advance Notice Term Deposit · 7 terms moved in both directionsmixed
- 6-month 5.00 → 5.10
- 6-month 4.97 → 5.07
- 6-month 4.95 → 5.05
- 24-month 5.18 → 4.94
- 24-month 5.18 → 4.94
- 24-month 5.15 → 4.91
- 24-month 5.13 → 4.89
- ANZ Advance Notice Term Deposit · 6 terms moved in both directionsmixed
- 5-month 5.00 → 3.55
- 5-month 4.98 → 3.54
- 5-month 4.96 → 3.53
- 6-month 3.50 → 5.00
- 6-month 3.48 → 4.97
- 6-month 3.47 → 4.95
- ANZ Advance Notice Term Deposit · 8 terms up 0.05 to 0.2422 days after the RBA rise to 4.35%mixed
- 12-month 5.18 → 5.23
- 12-month 5.18 → 5.23
- 12-month 5.15 → 5.20
- 12-month 5.13 → 5.18
- 24-month 4.94 → 5.18
- 24-month 4.94 → 5.18
- 24-month 4.91 → 5.15
- 24-month 4.89 → 5.13
Show 1 earlier change
- ANZ Advance Notice Term Deposit · 2 terms up 0.15 to 0.2430 days after the RBA rise to 4.10%mixed
- 12-month 4.94 → 5.18
- 24-month 4.79 → 4.94
Rates by term
Ranked within each term- 3 months
- 3.40% · #278 of 369 3-month deposits
- 6 months
- 5.00% · #76 of 547 6-month deposits
- 9 months
- 3.70% · #324 of 500 9-month deposits
- 1 year
- 5.13% · #157 of 590 12-month deposits
- 2 years
- 4.94% · #108 of 394 24-month deposits
- 3 years
- 4.55% · #105 of 345 36-month deposits
- 4 years
- 3.96% · #69 of 157 48-month deposits
Deposit
- Minimum deposit
- $0
- Maximum deposit
- No cap published
Interest
- Paid
- Annually or Quarterly or Monthly or At maturity
- Compounding
- monthly
Early withdrawal
- Before maturity
- Allowed · A range of rates With an ANZ Advance Notice Term Deposit, you could potentially earn a higher interest rate in return for giving us 31 days’ notice for early withdrawals. This could help to maximise your savings. There’s a range of rates available for you to consider.
About this product
Enjoy the certainty of fixed returns over the investment term of your choice