The ING Personal Term Deposits pays up to 5.35% p.a. as of 18 September 2026, over a 11-month term, 18th of 590 12-month deposits tracked by BankMate. It is offered over eight terms from 3 months to 2 years, with interest paid at maturity. Its rates last changed on 14 September 2026.
5.35%p.a. · 11 months
interest at maturity; from $0
Early withdrawal is not allowed.
Rates over time
Best rate per term- RBA cash rate
- Market average · 12-month deposits
- 3 months
- 6 months
- 9 months
- 1 year
- 2 years
Changes
2 changes since 15 May 2026- Personal Term Deposits · 2 terms up 0.35 to 0.55mixed
- 11-month 5.00 → 5.35
- 24-month 4.70 → 5.25
- Personal Term Deposits · 3 terms up 0.05 to 0.1542 days after the RBA rise to 4.35%mixed
- 3-month 4.90 → 5.05
- 4-month 4.90 → 5.00
- 6-month 5.15 → 5.20
Rates by term
Ranked within each term- 3 months
- 5.05% · #6 of 369 3-month deposits
- 6 months
- 5.20% · #13 of 547 6-month deposits
- 9 months
- 5.10% · #49 of 500 9-month deposits
- 1 year
- 5.35% · #18 of 590 12-month deposits
- 2 years
- 5.25% · #6 of 394 24-month deposits
Deposit
- Minimum deposit
- $0
- Maximum deposit
- No cap published
Interest
- Paid
- At maturity
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed
About this product
A high interest rate guaranteed for the term. You choose the timeframe.