No rewards · Charge card
Interest-free Low Fee credit card
$120annual fee
51st of 113 cards
- Annual fee
- $120
- Rewards program
- None
- Purchase rate
- Charge card · paid in full monthly
- Complimentary travel insurance
- No
- Minimum credit limit
- $400
- Monthly fee
- $10
- Annual fee
- $120
- Monthly fee
- $10
- Additional cardholder
- Free
- Foreign transaction fee
- None
- Late payment fee
- $0
- Rewards program
- None
- Purchase rate
- Charge card · paid in full monthly
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Mastercard
- Minimum credit limit
- $400
- Maximum credit limit
- $1,500
- Interest-free Low Fee credit card
No changes recorded for this product since tracking began on 10 September 2026.
CommBank's simplest credit card yet with no interest and no late fees. Just a simple monthly fee.
Also from Commonwealth Bank: Low Rate credit card $348 net · Low Fee credit card $204 net · Smart credit card $12 net · Ultimate credit card −$20 net · CommBank Neo Card $180 fee
A $120 annual fee as of 2 November 2026. The fee ranks 51st lowest of 113 cards tracked by BankMate. There is no sign-up bonus on offer. From the provider's Consumer Data Right feed, refreshed nightly.