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Commonwealth Bank · No rewards · Credit card
LiveLow Rate credit card
A $420 sign-up bonus as of 18 September 2026. After the $72 first-year fee it nets $348, 35th of 51 bonus cards tracked by BankMate. No end date is published for the offer.
$420bonus
$348 after the $72 first-year fee
Earn $70 each month when you spend $500 or more per month for the first 6 months on a new Low Rate credit card.
Bonus over time
Sign-up bonus value- Low Rate credit card
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $72
- Monthly fee
- $6
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Late payment fee
- $20
Earning
- Rewards program
- None
Interest
- Purchase rate
- 13.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Interest-free days
- Up to 55
Perks
- Complimentary travel insurance
- No
- Purchase protection
- Yes
- Concierge
- No
- Network
- Mastercard
Eligibility
- Minimum credit limit
- $500
About this product
With a low interest rate on purchases, our Low Rate credit card makes it easier to pay off purchases over time.