CommBank Yello Program · Credit card
Smart credit card
60,000points
30,000 pts in year one, the rest in year two · ≈ $240 in value · $12 after the $228 first-year fee
56th of 66 bonus cards
Spend $4,500 in the first 90 days and get 30,000 CommBank Yello points if eligible. Stay with us for 12 months and eligible customers unlock another 30,000 CommBank Yello points. New applications from 29 September 2026.
- Annual fee
- $228
- Rewards program
- CommBank Yello Program
- Purchase rate
- 20.99% p.a.
- Airport lounges
- Domestic
- Minimum credit limit
- $2,000
- Monthly fee
- $19
- Annual fee
- $228
- Monthly fee
- $19
- Additional cardholder
- Free
- Foreign transaction fee
- 3.5%
- Late payment fee
- $20
- Rewards program
- CommBank Yello Program
- Base earn rate
- 0.5 CommBank Yello Program pts per $
- Overseas spend
- 2 pts per $
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Interest-free days
- Up to 44
- Airport lounges
- Domestic
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
- Concierge
- No
- Network
- Mastercard
- Minimum credit limit
- $2,000
- Smart credit card
- Smart credit cardsign-up bonus opened: 60,000 pts (≈ $300)bonus on
- Smart credit cardearn rates restated—
- Smart credit cardrewards program now Smart Awards—
Tracked since 10 September 2026. Our own corrections of a misread figure aren't shown.
Enjoy new lifestyle and travel benefits with the Smart credit card, designed to help you get more value. Plus, enjoy a new points experience if you're eligible for CommBank Yello.
Also from Commonwealth Bank: Low Rate credit card $348 net · Low Fee credit card $204 net · Ultimate credit card −$20 net · CommBank Neo Card $180 fee · Interest-free Low Fee credit card $120 fee
60,000 pts CommBank Yello Program, worth about $240 as of 14 October 2026. After the $228 first-year fee it nets $12, 56th of 66 bonus cards tracked by BankMate. No end date is published for the offer. From the provider's Consumer Data Right feed, refreshed nightly.