Kogan Money credit cards

Kogan Money has one credit card that BankMate tracks.

Kogan Money Black Credit Card

Kogan Money Credit Cards Rewards · Credit card

Kogan Money Black Credit Card

$300bonus

$300 after the $0 first-year fee

16th of 66 bonus cards

$300 Kogan.com credit when you spend $3,000 on eligible purchases within 90 days of approval (new customers only).

Annual fee
None
Rewards program
Kogan Money Credit Cards Rewards
Purchase rate
21.99% p.a.
Complimentary travel insurance
No
Minimum income
$35,000 a year
Additional cardholder
Free

Annual fee
None
Additional cardholder
Free
Foreign transaction fee
3.4%
Late payment fee
$30

Rewards program
Kogan Money Credit Cards Rewards
Base earn rate
1% back

Purchase rate
21.99% p.a.
Cash advance rate
22.74% p.a.
Interest-free days
Up to 44
Balance transfer
0.00% for 6 months, then 22.74%

Complimentary travel insurance
No
Purchase protection
No
Concierge
No
Network
Visa

Minimum income
$35,000 a year
Minimum credit limit
$6,000
Maximum credit limit
$30,000

  • Kogan Money Black Credit Card
$300SepOctToday$300today

No changes recorded for this product since tracking began on 24 September 2026.

The Product is a rewards credit card that provides individuals with a line of credit facility, the ability to earn Kogan Money Credit Card Rewards Points (Reward Points) and access to ancillary Kogan.com benefits, with up to 44 days interest free on retail purchases and no annual fee.

Notes on Kogan Money credit cards

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As of 9 November 2026, Kogan Money has one credit card tracked by BankMate, carrying a sign-up bonus. The Kogan Money Black Credit Card's bonus is worth about $300, or $300 after its $0 first-year fee, which ranks 16th of 66 bonus cards. From the provider's Consumer Data Right feed, refreshed nightly.