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Kogan Money · Kogan Money Credit Cards Rewards · Credit card
Kogan Money Black Credit Card
A $300 sign-up bonus as of 25 September 2026. After the $0 first-year fee it nets $300, 45th of 68 bonus cards tracked by BankMate. No end date is published for the offer.
$300bonus
$300 after the $0 first-year fee
$300 Kogan.com credit when you spend $3,000 on eligible purchases within 90 days of approval (new customers only).
Bonus over time
Sign-up bonus value- Kogan Money Black Credit Card
Changes
No changes recorded for this product since tracking began on 24 September 2026.
Fees
- Annual fee
- None
- Additional cardholder
- Free
- Foreign transaction fee
- 3.4%
- Late payment fee
- $30
Earning
- Rewards program
- Kogan Money Credit Cards Rewards
- Base earn rate
- 1% back
Interest
- Purchase rate
- 21.99% p.a.
- Cash advance rate
- 22.74% p.a.
- Interest-free days
- Up to 44
- Balance transfer
- 0.00% for 6 months
Perks
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Visa
Eligibility
- Minimum income
- $35,000 a year
- Minimum credit limit
- $6,000
- Maximum credit limit
- $30,000
About this product
The Product is a rewards credit card that provides individuals with a line of credit facility, the ability to earn Kogan Money Credit Card Rewards Points (Reward Points) and access to ancillary Kogan.com benefits, with up to 44 days interest free on retail purchases and no annual fee.