Home loan · Variable
Variable Home Loan
6.72%comparison rate p.a. · 6.69% advertised
Variable · P&I · Investor · ≤90% LVR
45th of 83 variable investor P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- Variable · P&I · Investor · ≤90% LVR
- 6.72% comparison · 6.69% advertised
- Variable · Interest Only · Investor · ≤90% LVR
- 7.06% comparison · 7.87% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $395
- Valuation fee
- None
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $20,000
- Maximum loan
- $5,000,000
- Variable Home Loan · Variable · P&I · Investor
- RBA cash rate
- Variable Home Loan Invvariable investor P&I 6.47 → 6.7214 days after the RBA rise to 4.60%+0.25
- Variable Home Loan Inv (IO)variable investor interest-only 6.81 → 7.0614 days after the RBA rise to 4.60%+0.25
Tracked since 12 September 2026. Our own corrections of a misread figure aren't shown.
Our Variable Home Loan - Investment is a variable rate home loan with 100% offset option for investors looking to refinance or purchase an investment property
Also from BCU: OMG Home Loan 6.32% · Offset Home Loan 6.51% · Fixed Home Loan 6.51% · Basic Loan 6.57%
As of 15 October 2026, the BCU Variable Home Loan's variable investor P&I variant has a comparison rate of 6.72% (6.69% advertised), ranking 45th of 83 variable investor P&I loans. The product comes in 2 variants; the other is investor and interest-only. Its rate last moved on 14 October 2026, 14 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.