BankMate

Home loan · 5yr Fixed

Fixed Rate

Rate
Loan for
Repayments
Deposit

7.65%comparison rate p.a. · 6.80% advertised

5yr Fixed · P&I · Owner-occupier · ≤95% LVR

43rd of 47 5-year fixed owner-occupier P&I loans

Go to Great Southern Bank

The same choices at every rate type

Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Offset account
No
Redraw
Yes
Extra repayments
Yes
Application fee
$600
Ongoing fee
None
Discharge fee
$500
Compare all 311 home loans

1yr Fixed · P&I · Owner-occupier · ≤95% LVR
8.15% comparison · 6.75% advertised
1yr Fixed · Interest Only · Owner-occupier · ≤90% LVR
8.20% comparison · 7.25% advertised
1yr Fixed · P&I · Investor · ≤90% LVR
8.55% comparison · 6.95% advertised
1yr Fixed · Interest Only · Investor · ≤90% LVR
8.58% comparison · 7.25% advertised
2yr Fixed · P&I · Owner-occupier · ≤95% LVR
8.00% comparison · 6.75% advertised
2yr Fixed · Interest Only · Owner-occupier · ≤90% LVR
8.10% comparison · 7.25% advertised
2yr Fixed · P&I · Investor · ≤90% LVR
8.37% comparison · 6.95% advertised
2yr Fixed · Interest Only · Investor · ≤90% LVR
8.44% comparison · 7.25% advertised
3yr Fixed · P&I · Owner-occupier · ≤95% LVR
7.86% comparison · 6.75% advertised
3yr Fixed · Interest Only · Owner-occupier · ≤90% LVR
8.01% comparison · 7.25% advertised
3yr Fixed · P&I · Investor · ≤90% LVR
8.22% comparison · 6.95% advertised
3yr Fixed · Interest Only · Investor · ≤90% LVR
8.31% comparison · 7.25% advertised
5yr Fixed · P&I · Owner-occupier · ≤95% LVR
7.65% comparison · 6.80% advertised
5yr Fixed · P&I · Investor · ≤90% LVR
7.97% comparison · 7.00% advertised
5yr Fixed · Interest Only · Investor · ≤90% LVR
8.04% comparison · 7.15% advertised

Application fee
$600
Ongoing fee
None
Discharge fee
$500
Redraw fee
None

Offset account
No
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

Minimum loan
$100,000
Maximum loan
$5,000,000

  • Fixed Rate · 5yr Fixed · P&I · Owner-occupier
  • RBA cash rate
4.005.006.007.008.00AugSepToday7.65% p.a. today
  1. 1 year Fixed Rate INV P&Iapplication fee $0 → $600
    +$600
  2. 1 year Fixed Rate OO IOapplication fee $0 → $600
    +$600
  3. 1 year Fixed Rate OO P&Iapplication fee $0 → $600
    +$600
  4. 5 year Fixed Rate INV P&Iapplication fee $0 → $600
    +$600
  5. 2 year Fixed Rate INV IOapplication fee $0 → $600
    +$600
  6. 3 year Fixed Rate OO P&Iapplication fee $0 → $600
    +$600
  1. 2 year Fixed Rate INV P&Iapplication fee $0 → $600
    +$600
  2. 5year Fixed Rate INV IOapplication fee $0 → $600
    +$600
  3. 3 year Fixed Rate INV P&Iapplication fee $0 → $600
    +$600
  4. 1 year Fixed Rate INV IOapplication fee $0 → $600
    +$600
  5. 5 year Fixed Rate OO P&Iapplication fee $0 → $600
    +$600
  6. 2 year Fixed Rate OO IOapplication fee $0 → $600
    +$600
  7. 3 year Fixed Rate OO IOapplication fee $0 → $600
    +$600
  8. 2 year Fixed Rate OO P&Iapplication fee $0 → $600
    +$600
  9. 3 year Fixed Rate INV IOapplication fee $0 → $600
    +$600
  10. 1 year Fixed Rate INV P&I1-year fixed investor P&I 8.30 → 8.557 days after the RBA rise to 4.60%
    +0.25
  11. 1 year Fixed Rate OO P&I1-year fixed owner-occupier P&I 7.90 → 8.157 days after the RBA rise to 4.60%
    +0.25
  12. 3 year Fixed Rate OO P&I3-year fixed owner-occupier P&I 7.62 → 7.867 days after the RBA rise to 4.60%
    +0.24
  13. 2 year Fixed Rate INV P&I2-year fixed investor P&I 8.13 → 8.377 days after the RBA rise to 4.60%
    +0.24
  14. 5year Fixed Rate INV IO5-year fixed investor interest-only 7.79 → 8.047 days after the RBA rise to 4.60%
    +0.25
  15. 2 year Fixed Rate INV IO2-year fixed investor interest-only 8.19 → 8.447 days after the RBA rise to 4.60%
    +0.25
  16. 5 year Fixed Rate OO P&I5-year fixed owner-occupier P&I 7.41 → 7.657 days after the RBA rise to 4.60%
    +0.24
  17. 2 year Fixed Rate OO IO2-year fixed owner-occupier interest-only 7.85 → 8.107 days after the RBA rise to 4.60%
    +0.25
  18. 2 year Fixed Rate OO P&I2-year fixed owner-occupier P&I 7.75 → 8.007 days after the RBA rise to 4.60%
    +0.25
  19. 3 year Fixed Rate OO IO3-year fixed owner-occupier interest-only 7.76 → 8.017 days after the RBA rise to 4.60%
    +0.25
  20. 3 year Fixed Rate INV P&I3-year fixed investor P&I 7.97 → 8.227 days after the RBA rise to 4.60%
    +0.25
  21. 5 year Fixed Rate INV P&I5-year fixed investor P&I 7.73 → 7.977 days after the RBA rise to 4.60%
    +0.24
  22. 1 year Fixed Rate INV IO1-year fixed investor interest-only 8.33 → 8.587 days after the RBA rise to 4.60%
    +0.25
  23. 3 year Fixed Rate INV IO3-year fixed investor interest-only 8.06 → 8.317 days after the RBA rise to 4.60%
    +0.25
  24. 1 year Fixed Rate OO IO1-year fixed owner-occupier interest-only 7.95 → 8.207 days after the RBA rise to 4.60%
    +0.25

Tracked since 12 September 2026. Our own corrections of a misread figure aren't shown.

Lock in your interest rate for 1, 2, 3 or 5 years with our fixed rate home loan and know what your repayments will be. Plus, pay off your loan sooner with free extra repayments.

Also from Great Southern Bank: Basic Variable 6.55% · Offset Variable 6.60%

As of 15 October 2026, the Great Southern Bank Fixed Rate's 5-year fixed owner-occupier P&I variant has a comparison rate of 7.65% (6.80% advertised), ranking 43rd of 47 5-year fixed owner-occupier P&I loans. The product comes in 15 variants; the others are investor, interest-only and other fixed terms. Its rate last moved on 7 October 2026, 7 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.